About Doors Funded

Doors Funded is the investor-loan desk of Janover Capital LLC. We arrange business-purpose loans on 1-4 unit investment property: 30-year DSCR rental loans, portfolio loans, fix and flip and bridge loans, and ground-up construction loans.

Who makes the loans

Doors Funded programs are arranged by Janover Capital LLC and funded by an institutional lending partner that lends on investment property in 47 states and Washington, DC. We are the people you deal with: we take in the deal, size it against the program, and walk it through to closing. The funding entity is named on your term sheet; Janover Capital is the arranger, not the lender of record. We are paid only when a loan closes, and our fee is shown on your term sheet and closing statement before you sign. The details are on the licensing and disclosures page.

Why the calculators work the way they do

Every calculator on this site uses our programs’ real limits: the leverage on each program, the 1.05x DSCR minimum, the seasoning rule on a refinance, the cap on construction loans. A number from one of them should be close to what you will actually be offered, which is the point. The program terms on each page say the date we read them, and we update them when the lender changes them.

How we write

Plainly, with the arithmetic shown. If a deal does not fit a program, we would rather say so on the first call than after the appraisal. Corrections go to [email protected].