DSCR calculator
The ratio on a rental loan, the largest loan your rent supports, and the rent you would need.
Rentals and refinances
Each one works the deal the way underwriting will, using our programs' real leverage limits and DSCR test. Your numbers stay in your browser until you choose to send a deal.
The ratio on a rental loan, the largest loan your rent supports, and the rent you would need.
Rentals and refinances
Loan size, cash to close, interest on drawn rehab money, profit and the 70% rule.
Flips
Cash left in the deal after a DSCR refinance, with seasoning and the rent test applied.
Buy, rehab, rent, refinance
Loan-to-cost, loan-to-completed-value, equity needed and margin on a spec build.
Ground-up builds
Cash flow, NOI, cap rate, cash-on-cash and both DSCRs, with every cost counted.
Buy-and-hold rentals
Cap rate at a price, or value at a cap rate, with an NOI builder.
Pricing a rental
Payment, points, fees and total cost, with interest on drawn rehab money compared.
Flips and bridge
What a 5-4-3-2-1 or 3-2-1 penalty costs in the year you sell, and whether the lower rate pays for it.
DSCR loans
Up to 10 rentals, each one's ratio and the combined 1.05x test.
Portfolio loans
Send the deal and we will check it against the program terms.