Published terms, read October 24, 2026
CoreVest loan terms
Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.
CoreVest: DSCR rental loans
| Term | CoreVest | Doors Funded programs |
|---|---|---|
| Loan amount | $75,000 to $3,000,000+ | $75,000 to $2,000,000 |
| Max LTV (purchase) | Up to 80% LTV | Up to 80% LTV (75% cash-out) |
| Min FICO | 640 (typical) | 660 |
| Min DSCR | 0.80x | 1.05x |
| Experience | Not required | Not required |
| Property types | 1-4 units, condos, townhomes | Single family, 2-4 units, townhomes, PUDs, warrantable condos |
Conditions: Fixed or adjustable rates. In the first 6 months of ownership, the loan is generally capped at 90% of total cost. [1] [2] [3]
CoreVest: Fix and flip loans
| Term | CoreVest | Doors Funded programs |
|---|---|---|
| Loan amount | $75,000 to $3,000,000+ | $50,000 to $3,000,000 |
| Purchase | Up to 93.5% LTC | Up to 90% of price |
| Rehab | Not published | Up to 100% |
| Max ARV | Not published | Up to 75% of ARV |
| Min FICO | Not published | Quoted per loan |
| Experience | Not required (general FAQ) | None required |
| Term | 6 to 24 months | 12 months; 18 months case by case |
Conditions: 1-4 units. 5-19 unit light rehab is a separate tier at up to 80% LTC. [1] [2]
CoreVest: Ground-up construction loans
| Term | CoreVest | Doors Funded programs |
|---|---|---|
| Loan amount | $250,000 to $7,500,000 | $50,000 to $3,000,000 |
| Max LTC | Not published | Up to 85% of cost (90% with 3+ similar projects) |
| Max ARV | Not published | Up to 70% of completed value |
| Min FICO | Not published | Quoted per loan |
| Experience | Not published | 1-2 prior ground-up builds |
| Term | 12 to 24 months, with interest reserves | 12 months, up to 18 (up to 24 for experienced builders) at the lender's discretion |
Conditions: Single family, condos, townhomes and 1-4 units; single property or several. [1]
CoreVest: Rental portfolio (blanket) loans
| Term | CoreVest | Doors Funded programs |
|---|---|---|
| Loan amount | $500,000 to $50,000,000+ | Up to $2,000,000; each property worth at least $72,000 |
| Max LTV | Up to 70% LTV | Up to 80% LTV (75% cash-out) |
| Min DSCR | Not published | 1.05x |
| Min FICO | 680 or 720 on some portfolios | 680 |
Conditions: 5 or more properties or units. 3-, 5-, 7- or 10-year terms. Recourse or non-recourse. Yield maintenance applies; reserves for taxes, insurance and capital expenditures required. [1] [2]
Where CoreVest lends and who can borrow
| Lender | Where it lends | Borrowing entity | Foreign nationals |
|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC | 47 states and Washington, DC. Not available in North Dakota, South Dakota or Vermont. | Business entity (LLC or corporation); full recourse | DSCR: Eligible, up to 65% LTV. Fix and flip: Eligible (some countries excluded). Construction: Eligible. |
| CoreVest | Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] | A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] | Not published |
Who CoreVest fits, on its published terms
- Large rental portfolios: $500,000 to $50 million or more, with a non-recourse option.
- Rentals below 1.00x coverage: CoreVest publishes a 0.80x DSCR minimum.
- Flips at up to 93.5% of cost.
Check these before you apply
- Not available in Nevada, Idaho, North Dakota or South Dakota.
- Portfolio loans carry yield maintenance and required reserves for taxes, insurance and capital expenditures.
- Construction loans start at $250,000.
Where our programs differ
- Portfolio size: CoreVest goes to $50 million or more at up to 70% LTV; our portfolio program is up to $2,000,000; each property worth at least $72,000 at up to 80% LTV (75% cash-out).
- DSCR floor: CoreVest 0.80x; ours 1.05x. Credit: CoreVest typically 640; ours 660.
- Construction minimum: CoreVest $250,000; our program $50,000 to $3,000,000.
Neither column is a quote. Every lender prices each deal, and the term sheet you get is what counts. If your deal sits near a limit in either column, send it and we will tell you which side of the line it falls on.
Sources
- CoreVest: 30-year DSCR loans. Read October 24, 2026.
- CoreVest: fix and flip loans. Read October 24, 2026.
- CoreVest: ground-up construction loans. Read October 24, 2026.
- CoreVest: rental portfolio loans. Read October 24, 2026.
- CoreVest: FAQs. Read October 24, 2026.
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.