Published terms, read October 24, 2026
CoreVest vs Angel Oak Mortgage Solutions: published loan terms side by side
DSCR floor: CoreVest 0.80x, Angel Oak no minimum. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), CoreVest needs at least $1,600 of rent; Angel Oak sets no floor. Below is everything else each one publishes on its own website, term by term.
The two lenders
CoreVest
Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.
Angel Oak Mortgage Solutions
Non-QM mortgage lender. Its DSCR program page is written for mortgage originators and says business-purpose loans are offered through approved clients, so most investors reach it through a broker or loan officer.
The differences that change a deal
- Credit on rentals: CoreVest publishes a 640 minimum, Angel Oak 680. At Angel Oak, 85% LTV needs a 720+ score; 75% at 680.
- Leverage on a rental purchase: up to 80% at CoreVest, 85% at Angel Oak, which is 5 points of down payment on the same house.
- CoreVest publishes terms for fix and flip loans; Angel Oak publishes no terms of its own for them.
- CoreVest publishes terms for ground-up construction loans; Angel Oak publishes no terms of its own for them.
- CoreVest publishes terms for rental portfolio (blanket) loans; Angel Oak publishes no terms of its own for them.
- How you reach them: Angel Oak offers its investor loans through brokers and loan officers; CoreVest takes applications from investors directly.
- Smallest DSCR loan: $75,000 at CoreVest, $100,000 at Angel Oak.
DSCR rental loans
| Term | CoreVest | Angel Oak Mortgage Solutions |
|---|---|---|
| Loan amount | $75,000 to $3,000,000+ | $100,000 to $3,000,000 |
| Max LTV (purchase) | Up to 80% LTV | Up to 85% LTV with 720+ (75% at 680) |
| Min FICO | 640 (typical) | 680 |
| Min DSCR | 0.80x | Below 1.00x and no-ratio options |
| Experience | Not required | First-time homebuyers not eligible |
| Property types | 1-4 units, condos, townhomes | Includes non-warrantable condos and condotels |
CoreVest also publishes fix and flip loans; Angel Oak Mortgage Solutions does not. CoreVest also publishes ground-up construction loans; Angel Oak Mortgage Solutions does not. CoreVest also publishes rental portfolio (blanket) loans; Angel Oak Mortgage Solutions does not.
States and borrower rules
| Lender | Where it lends | Borrowing entity | Foreign nationals |
|---|---|---|---|
| CoreVest | Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] | A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] | Not published |
| Angel Oak Mortgage Solutions | Not published as a list. | Optional: title can vest in an LLC, S corp, C corp or revocable trust. [src] | A separate foreign national DSCR program: $100,000 to $1,500,000, 1.00x DSCR, borrower must live outside the US, US LLC allowed. [src] |
For reference: our programs next to both
Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.
| Lender | Loan amount | Max LTV (purchase) | Min FICO | Min DSCR | Experience | Source |
|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $75,000 to $2,000,000 | Up to 80% LTV (75% cash-out) | 660 | 1.05x | Not required | terms |
| CoreVest | $75,000 to $3,000,000+ | Up to 80% LTV | 640 (typical) | 0.80x | Not required | [1][2][3] |
| Angel Oak Mortgage Solutions | $100,000 to $3,000,000 | Up to 85% LTV with 720+ (75% at 680) | 680 | Below 1.00x and no-ratio options | First-time homebuyers not eligible | [1] |
If neither fits
Sources
- CoreVest: 30-year DSCR loans. Read October 24, 2026.
- CoreVest: fix and flip loans. Read October 24, 2026.
- CoreVest: ground-up construction loans. Read October 24, 2026.
- CoreVest: rental portfolio loans. Read October 24, 2026.
- CoreVest: FAQs. Read October 24, 2026.
- Angel Oak Mortgage Solutions: DSCR (investor cash flow) program. Read October 24, 2026.
- Angel Oak Mortgage Solutions: foreign national program. Read October 24, 2026.
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.