Published terms, read October 29, 2026
Dominion Financial vs Temple View Capital: published loan terms side by side
DSCR floor: Dominion Financial 1.00x, Temple View 0.75x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Dominion Financial needs at least $2,000 of rent; Temple View needs at least $1,500 of rent. Below is everything else each one publishes on its own website, term by term.
The two lenders
Dominion Financial
Privately held private lender to real estate investors, founded in 2002 and based in Baltimore, Maryland (NMLS 898795). It is the lending arm of The Dominion Group.
Temple View Capital
Private portfolio lender to residential real estate investors, headquartered in Bethesda, Maryland. Its footer dates Temple View Capital, LLC to 2012 and the lending entity, Temple View Capital Funding, LP, to 2016.
The differences that change a deal
- Credit on rentals: Dominion Financial publishes a 680 minimum, Temple View 660.
- States: Dominion Financial excludes Nevada, which Temple View does not list as excluded; Temple View excludes North Dakota, South Dakota and Vermont, which Dominion Financial does not list as excluded.
- Flip cap on after-repair value: 70% at Dominion Financial, 75% at Temple View. On a house worth $300,000 finished, that is $15,000 of loan.
- First build: Dominion Financial lends to first-time builders; Temple View requires required (program is for experienced builders and investors).
- Units on one rental loan: up to 10 at Dominion Financial, up to 4 at Temple View.
DSCR rental loans
| Term | Dominion Financial | Temple View Capital |
|---|---|---|
| Loan amount | Not published ($100,000 minimum property value) | $55,000 to $2,500,000 |
| Max LTV (purchase) | Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out | Up to 80% LTV |
| Min FICO | 680 (exceptions down to 660) | 660 |
| Min DSCR | 1.00x | 0.75x on long-term rentals; 1.0x on short-term rentals |
| Experience | Not published | Not published |
| Property types | Single family and 2-10 unit residential. Mixed-use with 2-8 units | Single family, 2-4 units, condos, townhomes, PUDs (non-owner-occupied) |
Fix and flip loans
| Term | Dominion Financial | Temple View Capital |
|---|---|---|
| Loan amount | Not published | $75,000 to $6,000,000 |
| Purchase | Up to 100% of price | Up to 90% LTV |
| Rehab | Up to 100% | Up to 100% (rehab budget 100% funded) |
| Max ARV | Up to 70% of ARV | Up to 75% of ARV |
| Min FICO | 680 (generally) | Not published for rehab loans (bridge loans require 660) |
| Experience | Not published | Not published (experience is an underwriting factor) |
| Term | 6 to 24 months | Up to 24 months |
Ground-up construction loans
| Term | Dominion Financial | Temple View Capital |
|---|---|---|
| Loan amount | Not published | $200,000 to $7,500,000 |
| Max LTC | Up to 90% of total cost | Up to 90% of total cost |
| Max ARV | Not published | Up to 75% of ARV |
| Min FICO | Not published | Not published |
| Experience | No set minimum | Required (program is for experienced builders and investors) |
| Term | 12 to 24 months | 12 to 24 months |
States and borrower rules
| Lender | Where it lends | Borrowing entity | Foreign nationals |
|---|---|---|---|
| Dominion Financial | Every state except Nevada, plus Washington, DC. [src][src][src][src] | The DSCR page lists LLCs and individuals as eligible borrowers. The rate and program disclosures page says loans are made only to business entities. [src][src] | Not addressed on the DSCR product page. The broker-program page says the DSCR loans it arranges suit foreign nationals. [src] |
| Temple View Capital | 47 states. North Dakota, South Dakota and Vermont are excluded; other states may be approved by exception. Its licensing note says some services may not be available to Nevada customers. [src][src] | Business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name. [src][src][src][src] | Eligible on DSCR rental loans (the DSCR page says it is now lending to foreign nationals). Not stated for the other programs. [src] |
For reference: our programs next to both
Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.
| Lender | Loan amount | Max LTV (purchase) | Min FICO | Min DSCR | Experience | Source |
|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $75,000 to $2,000,000 | Up to 80% LTV (75% cash-out) | 660 | 1.05x | Not required | terms |
| Dominion Financial | Not published ($100,000 minimum property value) | Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out | 680 (exceptions down to 660) | 1.00x | Not published | [1][2] |
| Temple View Capital | $55,000 to $2,500,000 | Up to 80% LTV | 660 | 0.75x on long-term rentals; 1.0x on short-term rentals | Not published | [1][2][3] |
| Lender | Loan amount | Purchase | Rehab | Max ARV | Min FICO | Experience | Term | Source |
|---|---|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $50,000 to $3,000,000 | Up to 90% of price | Up to 100% | Up to 75% of ARV | Quoted per loan | None required | 12 months; 18 months case by case | terms |
| Dominion Financial | Not published | Up to 100% of price | Up to 100% | Up to 70% of ARV | 680 (generally) | Not published | 6 to 24 months | [1] |
| Temple View Capital | $75,000 to $6,000,000 | Up to 90% LTV | Up to 100% (rehab budget 100% funded) | Up to 75% of ARV | Not published for rehab loans (bridge loans require 660) | Not published (experience is an underwriting factor) | Up to 24 months | [1][2] |
If neither fits
Sources
- Dominion Financial: DSCR rental loans. Read October 29, 2026.
- Dominion Financial: Fix & flip loans. Read October 29, 2026.
- Dominion Financial: Ground-up construction loans. Read October 29, 2026.
- Dominion Financial: About. Read October 29, 2026.
- Dominion Financial: Licensing. Read October 29, 2026.
- Dominion Financial: Rate & program disclosures. Read October 29, 2026.
- Dominion Financial: Broker program. Read October 29, 2026.
- Dominion Financial: DSCR loan requirements. Read October 29, 2026.
- Dominion Financial: Ground-up construction loan requirements. Read October 29, 2026.
- Temple View: DSCR loan program. Read October 29, 2026.
- Temple View: Rehab (fix and flip) loans. Read October 29, 2026.
- Temple View: Bridge loans. Read October 29, 2026.
- Temple View: Ground up construction. Read October 29, 2026.
- Temple View: FAQs. Read October 29, 2026.
- Temple View: Homepage and licensing footer. Read October 29, 2026.
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.