Published terms, read October 29, 2026

Temple View Capital loan terms

Private portfolio lender to residential real estate investors, headquartered in Bethesda, Maryland. Its footer dates Temple View Capital, LLC to 2012 and the lending entity, Temple View Capital Funding, LP, to 2016.

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Temple View: DSCR rental loans

Temple View Capital figures from its own site, read October 29, 2026. Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close.
Term	Temple View Capital	Doors Funded programs
Loan amount	$55,000 to $2,500,000	$75,000 to $2,000,000
Max LTV (purchase)	Up to 80% LTV	Up to 80% LTV (75% cash-out)
Min FICO	660	660
Min DSCR	0.75x on long-term rentals; 1.0x on short-term rentals	1.05x
Experience	Not published	Not required
Property types	Single family, 2-4 units, condos, townhomes, PUDs (non-owner-occupied)	Single family, 2-4 units, townhomes, PUDs, warrantable condos

Conditions: Purchase, rate-and-term and cash-out refinance; separate cash-out LTV is not published. Qualifies at 125% of appraisal market rent, or on lease income for leased properties; leased and unleased properties eligible. Short-term rentals qualify on a 12-month Airbnb/VRBO ledger. Prepayment penalty applies (structure not published). Property must be rent-ready (rated C4 or better, no renovations) and cash-flow positive; boarding houses not accepted. Single properties or portfolios. Contradiction on the same page: the terms box says 0.75x minimum DSCR, while the advantages list says 'No DSCR Minimum for Rate & Term or Cash-Out'. The FAQ page says it lends to 'experienced real estate investors', while the homepage says it serves investors 'just starting out'. [1] [2] [3]

Temple View: Fix and flip loans

Temple View Capital figures from its own site, read October 29, 2026. Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close.
Term	Temple View Capital	Doors Funded programs
Loan amount	$75,000 to $6,000,000	$50,000 to $3,000,000
Purchase	Up to 90% LTV	Up to 90% of price
Rehab	Up to 100% (rehab budget 100% funded)	Up to 100%
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	Not published for rehab loans (bridge loans require 660)	Quoted per loan
Experience	Not published (experience is an underwriting factor)	None required
Term	Up to 24 months	12 months; 18 months case by case

Conditions: Purchase, refinance and cash-out. Advanced rehab draws available; monthly payments can be rolled into the loan. No income, tax return or reserve documentation; no asset verification (restrictions apply). LLCs, LPs and corporations. Recommends a 10% contingency. Separate bridge program: $75,000 to $4,000,000, up to 80% LTAIV, 6-24 month terms, 660 minimum credit score, no prepayment penalty, purchase transactions, entities only. [1] [2]

Temple View: Ground-up construction loans

Temple View Capital figures from its own site, read October 29, 2026. Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close.
Term	Temple View Capital	Doors Funded programs
Loan amount	$200,000 to $7,500,000	$50,000 to $3,000,000
Max LTC	Up to 90% of total cost	Up to 85% of cost (90% with 3+ similar projects)
Max ARV	Up to 75% of ARV	Up to 70% of completed value
Min FICO	Not published	Quoted per loan
Experience	Required (program is for experienced builders and investors)	1-2 prior ground-up builds
Term	12 to 24 months	12 months, up to 18 (up to 24 for experienced builders) at the lender's discretion

Conditions: 1-4 unit single-family homes and townhomes. Entities only (LLCs, LPs, corporations). Survey required. Non-Dutch interest; interest-only monthly payments. Reimbursement draws after inspection; approved plans and permits required. Purchase, delayed purchase, rate-and-term refinance. Construction-to-perm financing available. [1]

Where Temple View lends and who can borrow

Lender	Where it lends	Borrowing entity	Foreign nationals
Doors FundedOur programs, arranged by Janover Capital LLC	47 states and Washington, DC. Not available in North Dakota, South Dakota or Vermont.	Business entity (LLC or corporation); full recourse	DSCR: Eligible, up to 65% LTV. Fix and flip: Eligible (some countries excluded). Construction: Eligible.
Temple View Capital	47 states. North Dakota, South Dakota and Vermont are excluded; other states may be approved by exception. Its licensing note says some services may not be available to Nevada customers. [src][src]	Business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name. [src][src][src][src]	Eligible on DSCR rental loans (the DSCR page says it is now lending to foreign nationals). Not stated for the other programs. [src]

Who Temple View fits, on its published terms

Rentals with thin coverage: a 0.75x DSCR floor on long-term rentals (1.00x on short-term rentals).
Small rentals: DSCR loans from $55,000.
Larger rehabs, up to $6 million, with 100% of the rehab budget funded.

Check these before you apply

Construction loans are for experienced builders and start at $200,000.
Rentals must be rent-ready (C4 or better, no renovations) and cash-flow positive.
Not in North Dakota, South Dakota or Vermont; its licensing note says some services may not be available in Nevada.

Where our programs differ

DSCR floor: Temple View 0.75x on long-term rentals; our program 1.05x.
Smallest DSCR loan: Temple View $55,000; our program's range is $75,000 to $2,000,000.
Rent: Temple View qualifies on the lease or up to 125% of appraised market rent; our program's rule: Leased units: the lower of the lease and market rent. Vacant units: 90% of market rent

Neither column is a quote. Every lender prices each deal, and the term sheet you get is what counts. If your deal sits near a limit in either column, send it and we will tell you which side of the line it falls on.

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Temple View against every other lender

Temple View alternatives: the lenders whose published limits go further than Temple View's, case by case.

Sources

Temple View: DSCR loan program. Read October 29, 2026.
Temple View: Rehab (fix and flip) loans. Read October 29, 2026.
Temple View: Bridge loans. Read October 29, 2026.
Temple View: Ground up construction. Read October 29, 2026.
Temple View: FAQs. Read October 29, 2026.
Temple View: Homepage and licensing footer. Read October 29, 2026.