Published terms, read October 29, 2026

Easy Street Capital vs Dominion Financial: published loan terms side by side

DSCR floor: Easy Street no minimum, Dominion Financial 1.00x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Easy Street sets no floor; Dominion Financial needs at least $2,000 of rent. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

Easy Street Capital

Investor lender with three programs: EasyRent (DSCR), EasyFix (fix and flip) and EasyBuild (construction).

Dominion Financial

Privately held private lender to real estate investors, founded in 2002 and based in Baltimore, Maryland (NMLS 898795). It is the lending arm of The Dominion Group.

The differences that change a deal

Credit on rentals: Easy Street publishes a 640 minimum, Dominion Financial 680.
States: Easy Street excludes North Dakota and South Dakota, which Dominion Financial does not list as excluded; Dominion Financial excludes Nevada, which Easy Street does not list as excluded.
Flip purchase advance: up to 93% at Easy Street, 100% at Dominion Financial.
Flip cap on after-repair value: 75% at Easy Street, 70% at Dominion Financial. On a house worth $300,000 finished, that is $15,000 of loan.
Easy Street publishes terms for rental portfolio (blanket) loans; Dominion Financial publishes no terms of its own for them.
Credit on flips: 600 at Easy Street, 680 at Dominion Financial.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Easy Street Capital	Dominion Financial
Loan amount	$100,000 to $3,500,000+	Not published ($100,000 minimum property value)
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out
Min FICO	640	680 (exceptions down to 660)
Min DSCR	No minimum	1.00x
Experience	Not required	Not published
Property types	1-10 units	Single family and 2-10 unit residential. Mixed-use with 2-8 units

Fix and flip loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Easy Street Capital	Dominion Financial
Loan amount	$75,000 to $5,000,000+	Not published
Purchase	Up to 93% LTC	Up to 100% of price
Rehab	Not published	Up to 100%
Max ARV	Up to 75% of ARV	Up to 70% of ARV
Min FICO	600	680 (generally)
Experience	First-time flippers considered	Not published
Term	6 to 18 months	6 to 24 months

Ground-up construction loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Easy Street Capital	Dominion Financial
Loan amount	$75,000 to $5,000,000+	Not published
Max LTC	Up to 90% LTC	Up to 90% of total cost
Max ARV	Up to 75% of ARV	Not published
Min FICO	680	Not published
Experience	Not published	No set minimum
Term	9 to 24 months, with extensions	12 to 24 months

Easy Street Capital also publishes rental portfolio (blanket) loans; Dominion Financial does not.

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
Easy Street Capital	Rental loans in every state except North Dakota and South Dakota, rural included. Flip and construction loans are not offered in Louisiana, Minnesota, North Dakota, South Dakota or some metros, including Baltimore, Chicago and Detroit. [src][src][src]	LLC recommended; borrowing as an individual is allowed in most states. Owners above 25% sign a full guaranty. [src]	Resident aliens eligible. Foreign nationals living abroad are eligible when the borrowing LLC is at least 50% owned by US citizens or green card holders. [src]
Dominion Financial	Every state except Nevada, plus Washington, DC. [src][src][src][src]	The DSCR page lists LLCs and individuals as eligible borrowers. The rate and program disclosures page says loans are made only to business entities. [src][src]	Not addressed on the DSCR product page. The broker-program page says the DSCR loans it arranges suit foreign nationals. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
Easy Street Capital	$100,000 to $3,500,000+	Up to 80% LTV (75% cash-out)	640	No minimum	Not required	[1]
Dominion Financial	Not published ($100,000 minimum property value)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out	680 (exceptions down to 660)	1.00x	Not published	[1][2]

Fix and flip loans. Lender figures read October 29, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
Easy Street Capital	$75,000 to $5,000,000+	Up to 93% LTC	Not published	Up to 75% of ARV	600	First-time flippers considered	6 to 18 months	[1]
Dominion Financial	Not published	Up to 100% of price	Up to 100%	Up to 70% of ARV	680 (generally)	Not published	6 to 24 months	[1]

If neither fits

Sources

Easy Street Capital: EasyRent DSCR loans. Read October 24, 2026.
Easy Street Capital: EasyFix fix and flip loans. Read October 24, 2026.
Easy Street Capital: EasyBuild construction loans. Read October 24, 2026.
Dominion Financial: DSCR rental loans. Read October 29, 2026.
Dominion Financial: Fix & flip loans. Read October 29, 2026.
Dominion Financial: Ground-up construction loans. Read October 29, 2026.
Dominion Financial: About. Read October 29, 2026.
Dominion Financial: Licensing. Read October 29, 2026.
Dominion Financial: Rate & program disclosures. Read October 29, 2026.
Dominion Financial: Broker program. Read October 29, 2026.
Dominion Financial: DSCR loan requirements. Read October 29, 2026.
Dominion Financial: Ground-up construction loan requirements. Read October 29, 2026.