Published terms, read October 29, 2026
Easy Street Capital alternatives
Every place Easy Street's published limits stop and another lender's go further, checked term by term against what each one publishes on its own website. Pick the line that matches why Easy Street does not fit your deal.
Your score is under 640
Easy Street publishes a 640 minimum on rentals. These publish a lower one.
- Griffin Funding 620 minimum Easy Street vs Griffin Funding
You want to put less than 20% down
Easy Street publishes up to 80% LTV on a rental purchase. These publish more.
- Visio Lending Up to 85% LTV Easy Street vs Visio Lending
- Angel Oak Mortgage Solutions Up to 85% LTV Easy Street vs Angel Oak
- Griffin Funding Up to 85% LTV Easy Street vs Griffin Funding
The loan is under $100,000
Easy Street's DSCR loans start at $100,000. These start lower.
- Temple View Capital From $55,000 Easy Street vs Temple View
- RCN Capital From $70,000 Easy Street vs RCN Capital
- Doors Funded programs From $75,000
- Visio Lending From $75,000 Easy Street vs Visio Lending
- CoreVest From $75,000 Easy Street vs CoreVest
- Lima One Capital From $85,000 Easy Street vs Lima One
- LendingOne From $85,000 Easy Street vs LendingOne
- Asset Based Lending From $85,000 Easy Street vs ABL
The loan is over $3.5 million
Easy Street's DSCR loans top out at $3.5 million. These publish a higher maximum.
- Griffin Funding Up to $4.5 million Easy Street vs Griffin Funding
The rental is a short-term rental
Easy Street does not list short-term rentals as eligible on the pages we read. These do.
- Visio Lending Short-term rentals listed as eligible Easy Street vs Visio Lending
- LendingOne Short-term rentals listed as eligible Easy Street vs LendingOne
- New Silver Short-term rentals listed as eligible Easy Street vs New Silver
- Griffin Funding Short-term rentals listed as eligible Easy Street vs Griffin Funding
- Dominion Financial Short-term rentals listed as eligible Easy Street vs Dominion Financial
- Temple View Capital Short-term rentals listed as eligible Easy Street vs Temple View
- Asset Based Lending Short-term rentals listed as eligible Easy Street vs ABL
You need more than 75% of after-repair value
Easy Street caps flip loans at 75% of ARV. These publish a higher cap.
- Kiavi Up to 80% of ARV Easy Street vs Kiavi
The property is in North Dakota or South Dakota
Easy Street does not lend in North Dakota or South Dakota. These publish a state list that does not exclude it.
- Kiavi Does not list North Dakota or South Dakota as excluded Easy Street vs Kiavi
- Dominion Financial Does not list North Dakota or South Dakota as excluded Easy Street vs Dominion Financial
Where Easy Street is hard to beat
On its own published terms, Easy Street is a strong fit for:
- Lower credit scores: 640 on rentals and 600 on flips.
- Rentals that do not cover the payment: there is no minimum DSCR, and rural properties are eligible at up to 65% LTV.
- Rentals up to 10 units, and flips up to 8 units.
Every head-to-head with Easy Street
- Easy Street vs Kiavi
- Easy Street vs Lima One Capital
- Easy Street vs RCN Capital
- Easy Street vs Visio Lending
- Easy Street vs LendingOne
- Easy Street vs CoreVest
- Easy Street vs New Silver
- Easy Street vs Angel Oak Mortgage Solutions
- Easy Street vs Griffin Funding
- Easy Street vs Dominion Financial
- Easy Street vs Temple View Capital
- Easy Street vs Asset Based Lending
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.