Published terms, read October 29, 2026

Griffin Funding vs Temple View Capital: published loan terms side by side

DSCR floor: Griffin Funding no minimum, Temple View 0.75x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Griffin Funding sets no floor; Temple View needs at least $1,500 of rent. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

Griffin Funding

Direct-to-consumer mortgage lender founded in 2013 and based in San Diego, California (NMLS 1120111). It offers DSCR loans alongside VA, bank-statement and other non-QM products.

Temple View Capital

Private portfolio lender to residential real estate investors, headquartered in Bethesda, Maryland. Its footer dates Temple View Capital, LLC to 2012 and the lending entity, Temple View Capital Funding, LP, to 2016.

The differences that change a deal

Credit on rentals: Griffin Funding publishes a 620 minimum, Temple View 660.
Leverage on a rental purchase: up to 85% at Griffin Funding, 80% at Temple View, which is 5 points of down payment on the same house.
Temple View publishes terms for fix and flip loans; Griffin Funding publishes no terms of its own for them.
Temple View publishes terms for ground-up construction loans; Griffin Funding publishes no terms of its own for them.
Smallest DSCR loan: $100,000 at Griffin Funding, $55,000 at Temple View.
Largest DSCR loan: $4.5 million at Griffin Funding, $2.5 million at Temple View.
Borrowing entity: Griffin Funding: not required. You can borrow as an individual or through a U.S. LLC with a personal guarantee. Partnership, corporation, S corp or revocable-trust vesting depends on the program. Temple View: business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Griffin Funding	Temple View Capital
Loan amount	$100,000 to $4,500,000 (larger loans by exception)	$55,000 to $2,500,000
Max LTV (purchase)	Up to 80% LTV standard (20% down). Up to 85% (15% down) with a 740+ FICO on loans up to $1,000,000. Cash-out up to 80% LTV	Up to 80% LTV
Min FICO	620	660
Min DSCR	No minimum (no-ratio program available)	0.75x on long-term rentals; 1.0x on short-term rentals
Experience	Not published	Not published
Property types	1-4 units, condos, townhomes, PUDs and short-term rentals	Single family, 2-4 units, condos, townhomes, PUDs (non-owner-occupied)

Temple View Capital also publishes fix and flip loans; Griffin Funding does not. Temple View Capital also publishes ground-up construction loans; Griffin Funding does not.

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
Griffin Funding	All 50 states and Washington, DC for DSCR loans, per the DSCR page. Its state-licensing page lists licenses in 47 states plus DC (New York, Utah and West Virginia are not on that list). [src][src]	Not required. You can borrow as an individual or through a U.S. LLC with a personal guarantee. Partnership, corporation, S corp or revocable-trust vesting depends on the program. [src]	Offered through a separate Foreign National program: valid visa or visa waiver, at least 20% down, loans up to $5 million, typically up to four units. The DSCR page itself mentions only individuals and U.S. LLCs. [src][src]
Temple View Capital	47 states. North Dakota, South Dakota and Vermont are excluded; other states may be approved by exception. Its licensing note says some services may not be available to Nevada customers. [src][src]	Business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name. [src][src][src][src]	Eligible on DSCR rental loans (the DSCR page says it is now lending to foreign nationals). Not stated for the other programs. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
Griffin Funding	$100,000 to $4,500,000 (larger loans by exception)	Up to 80% LTV standard (20% down). Up to 85% (15% down) with a 740+ FICO on loans up to $1,000,000. Cash-out up to 80% LTV	620	No minimum (no-ratio program available)	Not published	[1][2]
Temple View Capital	$55,000 to $2,500,000	Up to 80% LTV	660	0.75x on long-term rentals; 1.0x on short-term rentals	Not published	[1][2][3]

If neither fits

Sources

Griffin Funding: DSCR loans. Read October 29, 2026.
Griffin Funding: DSCR loan requirements. Read October 29, 2026.
Griffin Funding: Foreign national lending. Read October 29, 2026.
Griffin Funding: State licensing. Read October 29, 2026.
Temple View: DSCR loan program. Read October 29, 2026.
Temple View: Rehab (fix and flip) loans. Read October 29, 2026.
Temple View: Bridge loans. Read October 29, 2026.
Temple View: Ground up construction. Read October 29, 2026.
Temple View: FAQs. Read October 29, 2026.
Temple View: Homepage and licensing footer. Read October 29, 2026.