Published terms, read October 24, 2026

LendingOne vs CoreVest: published loan terms side by side

DSCR floor: LendingOne 0.75x, CoreVest 0.80x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), LendingOne needs at least $1,500 of rent; CoreVest needs at least $1,600 of rent. Below is everything else each one publishes on its own website, term by term.

The two lenders

LendingOne

Investor lender offering DSCR, fix-and-flip, construction, fix-to-rent and SFR portfolio loans.

CoreVest

Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.

The differences that change a deal

  • States: LendingOne excludes Alaska, which CoreVest does not list as excluded; CoreVest excludes Idaho, which LendingOne does not list as excluded.
  • Flip purchase advance: up to 92.5% at LendingOne, 93.5% at CoreVest.
  • Smallest DSCR loan: $85,000 at LendingOne, $75,000 at CoreVest.
  • Largest construction loan: $40 million at LendingOne, $7.5 million at CoreVest.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term LendingOneCoreVest
Loan amount $85,000 to $2,000,000$75,000 to $3,000,000+
Max LTV (purchase) Up to 80% LTV (75% cash-out)Up to 80% LTV
Min FICO Not published640 (typical)
Min DSCR 0.75x0.80x
Experience Not publishedNot required
Property types Single family, 2-4 units, condos, townhouses1-4 units, condos, townhomes

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term LendingOneCoreVest
Loan amount $100,000 to $3,000,000$75,000 to $3,000,000+
Purchase Up to 92.5% LTCUp to 93.5% LTC
Rehab Up to 100%Not published
Max ARV Not publishedNot published
Min FICO Not publishedNot published
Experience Not publishedNot required (general FAQ)
Term 12 to 24 months6 to 24 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term LendingOneCoreVest
Loan amount Up to $40,000,000$250,000 to $7,500,000
Max LTC Up to 90% LTCNot published
Max ARV Up to 70% of ARVNot published
Min FICO Not publishedNot published
Experience At least one ground-up project in the last 36 monthsNot published
Term 12 to 24 months12 to 24 months, with interest reserves

Rental portfolio (blanket) loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term LendingOneCoreVest
Loan amount Up to $3,000,000$500,000 to $50,000,000+
Max LTV Up to 80% LTV (75% cash-out)Up to 70% LTV
Min DSCR 1.00xNot published
Min FICO Not published680 or 720 on some portfolios

States and borrower rules

LenderWhere it lendsBorrowing entityForeign nationals
LendingOne Every state except Alaska, Nevada, North Dakota and South Dakota. [src] Required: LLC, limited or general partnership, corporation or revocable trust. [src] Not published
CoreVest Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] Not published

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender Loan amountMax LTV (purchase)Min FICOMin DSCRExperience Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $75,000 to $2,000,000Up to 80% LTV (75% cash-out)6601.05xNot required terms
LendingOne $85,000 to $2,000,000Up to 80% LTV (75% cash-out)Not published0.75xNot published [1]
CoreVest $75,000 to $3,000,000+Up to 80% LTV640 (typical)0.80xNot required [1][2][3]
Fix and flip loans. Lender figures read October 24, 2026.
Lender Loan amountPurchaseRehabMax ARVMin FICOExperienceTerm Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $50,000 to $3,000,000Up to 90% of priceUp to 100%Up to 75% of ARVQuoted per loanNone required12 months; 18 months case by case terms
LendingOne $100,000 to $3,000,000Up to 92.5% LTCUp to 100%Not publishedNot publishedNot published12 to 24 months [1]
CoreVest $75,000 to $3,000,000+Up to 93.5% LTCNot publishedNot publishedNot publishedNot required (general FAQ)6 to 24 months [1][2]

If neither fits

Sources

  1. LendingOne: DSCR rental loans. Read October 24, 2026.
  2. LendingOne: fix and flip loans. Read October 24, 2026.
  3. LendingOne: new construction loans. Read October 24, 2026.
  4. LendingOne: SFR portfolio loans. Read October 24, 2026.
  5. LendingOne: FAQs. Read October 24, 2026.
  6. CoreVest: 30-year DSCR loans. Read October 24, 2026.
  7. CoreVest: fix and flip loans. Read October 24, 2026.
  8. CoreVest: ground-up construction loans. Read October 24, 2026.
  9. CoreVest: rental portfolio loans. Read October 24, 2026.
  10. CoreVest: FAQs. Read October 24, 2026.

Have a deal in hand?

Send the numbers. We check them against our programs and tell you plainly whether the deal fits.

Check a deal