Published terms, read October 24, 2026

LendingOne vs New Silver: published loan terms side by side

Flip purchase advance: up to 92.5% at LendingOne, 90% at New Silver. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

LendingOne

Investor lender offering DSCR, fix-and-flip, construction, fix-to-rent and SFR portfolio loans.

New Silver

Direct private lender with online term sheets for fix-and-flip, ground-up and DSCR loans.

The differences that change a deal

LendingOne publishes terms for rental portfolio (blanket) loans; New Silver publishes no terms of its own for them.
Smallest DSCR loan: $85,000 at LendingOne, $150,000 at New Silver.
Largest DSCR loan: $2 million at LendingOne, $3 million at New Silver.
Units on one rental loan: up to 4 at LendingOne, up to 8 at New Silver.
Largest construction loan: $40 million at LendingOne, $5 million at New Silver.
Largest flip loan: $3 million at LendingOne, $5 million at New Silver.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	LendingOne	New Silver
Loan amount	$85,000 to $2,000,000	$150,000 to $3,000,000
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV
Min FICO	Not published	660
Min DSCR	0.75x	0.75x
Experience	Not published	Not required
Property types	Single family, 2-4 units, condos, townhouses	1-8 units, short-term rentals allowed

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	LendingOne	New Silver
Loan amount	$100,000 to $3,000,000	$100,000 to $5,000,000
Purchase	Up to 92.5% LTC	Up to 90% LTC
Rehab	Up to 100%	Up to 100%
Max ARV	Not published	Up to 75% of ARV
Min FICO	Not published	650
Experience	Not published	Not required
Term	12 to 24 months	Up to 18 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	LendingOne	New Silver
Loan amount	Up to $40,000,000	$100,000 to $5,000,000
Max LTC	Up to 90% LTC	Up to 90% LTC
Max ARV	Up to 70% of ARV	Up to 75% of ARV
Min FICO	Not published	650
Experience	At least one ground-up project in the last 36 months	Not published
Term	12 to 24 months	18 months

LendingOne also publishes rental portfolio (blanket) loans; New Silver does not.

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
LendingOne	Every state except Alaska, Nevada, North Dakota and South Dakota. [src]	Required: LLC, limited or general partnership, corporation or revocable trust. [src]	Not published
New Silver	41 states and Washington, DC (Alabama for DSCR only), per New Silver's February 2026 list. [src]	DSCR loans can be made to LLCs and corporations; whether an entity is required is not published. [src]	Fix-and-flip and ground-up loans require a US citizen or legal resident. Not published for DSCR. [src][src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
LendingOne	$85,000 to $2,000,000	Up to 80% LTV (75% cash-out)	Not published	0.75x	Not published	[1]
New Silver	$150,000 to $3,000,000	Up to 80% LTV	660	0.75x	Not required	[1]

Fix and flip loans. Lender figures read October 24, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
LendingOne	$100,000 to $3,000,000	Up to 92.5% LTC	Up to 100%	Not published	Not published	Not published	12 to 24 months	[1]
New Silver	$100,000 to $5,000,000	Up to 90% LTC	Up to 100%	Up to 75% of ARV	650	Not required	Up to 18 months	[1]

If neither fits

Sources

LendingOne: DSCR rental loans. Read October 24, 2026.
LendingOne: fix and flip loans. Read October 24, 2026.
LendingOne: new construction loans. Read October 24, 2026.
LendingOne: SFR portfolio loans. Read October 24, 2026.
LendingOne: FAQs. Read October 24, 2026.
New Silver: DSCR loans. Read October 24, 2026.
New Silver: fix and flip loans. Read October 24, 2026.
New Silver: construction loans. Read October 24, 2026.
New Silver: company and product summary (llms.txt, last updated Feb. 6, 2026). Read October 24, 2026.