Published terms, read October 29, 2026
New Silver alternatives
Every place New Silver's published limits stop and another lender's go further, checked term by term against what each one publishes on its own website. Pick the line that matches why New Silver does not fit your deal.
You need a rental portfolio (blanket) loan
We found no published rental portfolio (blanket) terms on New Silver's website. These publish their own limits.
- Doors Funded programs Up to $2 million
- RCN Capital Up to $75 million New Silver vs RCN Capital
- LendingOne Up to $3 million New Silver vs LendingOne
- Easy Street Capital Up to $5 million New Silver vs Easy Street
- CoreVest Loan size not published New Silver vs CoreVest
The rent covers less than 0.75x of the payment
New Silver publishes a 0.75x DSCR minimum. These publish a lower floor.
- Easy Street Capital DSCR floor no minimum New Silver vs Easy Street
- Angel Oak Mortgage Solutions DSCR floor no minimum New Silver vs Angel Oak
- Griffin Funding DSCR floor no minimum New Silver vs Griffin Funding
Your score is under 660
New Silver publishes a 660 minimum on rentals. These publish a lower one.
- Griffin Funding 620 minimum New Silver vs Griffin Funding
- Easy Street Capital 640 minimum New Silver vs Easy Street
- CoreVest 640 minimum New Silver vs CoreVest
You want to put less than 20% down
New Silver publishes up to 80% LTV on a rental purchase. These publish more.
- Visio Lending Up to 85% LTV New Silver vs Visio Lending
- Angel Oak Mortgage Solutions Up to 85% LTV New Silver vs Angel Oak
- Griffin Funding Up to 85% LTV New Silver vs Griffin Funding
The loan is under $150,000
New Silver's DSCR loans start at $150,000. These start lower.
- Temple View Capital From $55,000 New Silver vs Temple View
- RCN Capital From $70,000 New Silver vs RCN Capital
- Doors Funded programs From $75,000
- Visio Lending From $75,000 New Silver vs Visio Lending
- CoreVest From $75,000 New Silver vs CoreVest
- Lima One Capital From $85,000 New Silver vs Lima One
- LendingOne From $85,000 New Silver vs LendingOne
- Asset Based Lending From $85,000 New Silver vs ABL
- Kiavi From $100,000 New Silver vs Kiavi
- Easy Street Capital From $100,000 New Silver vs Easy Street
- Angel Oak Mortgage Solutions From $100,000 New Silver vs Angel Oak
- Griffin Funding From $100,000 New Silver vs Griffin Funding
The loan is over $3 million
New Silver's DSCR loans top out at $3 million. These publish a higher maximum.
- Griffin Funding Up to $4.5 million New Silver vs Griffin Funding
- Easy Street Capital Up to $3.5 million New Silver vs Easy Street
You need more than 75% of after-repair value
New Silver caps flip loans at 75% of ARV. These publish a higher cap.
- Kiavi Up to 80% of ARV New Silver vs Kiavi
You are a foreign national
New Silver does not lend to foreign nationals on fix and flip loans. These publish that they do.
- Doors Funded programs Eligible on DSCR, flip and construction loans
- Lima One Capital Eligible for rental, fix-and-flip and construction loans, including borrowers without a US credit score New Silver vs Lima One
- Easy Street Capital Resident aliens eligible. Foreign nationals living abroad are eligible when the borrowing LLC is at least 50% owned by US citizens or green card holders New Silver vs Easy Street
- Angel Oak Mortgage Solutions A separate foreign national DSCR program: $100,000 to $1,500,000, 1.00x DSCR, borrower must live outside the US, US LLC allowed New Silver vs Angel Oak
- Griffin Funding Offered through a separate Foreign National program: valid visa or visa waiver, at least 20% down, loans up to $5 million, typically up to four units. The DSCR page itself mentions only individuals and U.S. LLCs New Silver vs Griffin Funding
- Temple View Capital Eligible on DSCR rental loans (the DSCR page says it is now lending to foreign nationals). Not stated for the other programs New Silver vs Temple View
Where New Silver is hard to beat
On its own published terms, New Silver is a strong fit for:
- Rentals with 1 to 8 units, short-term rentals included, at a 0.75x DSCR floor.
- First flips: no experience required, up to 90% of cost and 75% of ARV.
- Investors who want an online term sheet before talking to anyone.
Every head-to-head with New Silver
- New Silver vs Kiavi
- New Silver vs Lima One Capital
- New Silver vs RCN Capital
- New Silver vs Visio Lending
- New Silver vs LendingOne
- New Silver vs Easy Street Capital
- New Silver vs CoreVest
- New Silver vs Angel Oak Mortgage Solutions
- New Silver vs Griffin Funding
- New Silver vs Dominion Financial
- New Silver vs Temple View Capital
- New Silver vs Asset Based Lending
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.