Published terms, read October 29, 2026

Lima One Capital vs Dominion Financial: published loan terms side by side

Credit on rentals: Lima One publishes a 660 minimum, Dominion Financial 680. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

Lima One Capital

Investor lender with offices in Greenville, South Carolina and Irvine, California, offering rental, fix-and-flip, construction and multifamily loans.

Dominion Financial

Privately held private lender to real estate investors, founded in 2002 and based in Baltimore, Maryland (NMLS 898795). It is the lending arm of The Dominion Group.

The differences that change a deal

Flip purchase advance: up to 95% at Lima One, 100% at Dominion Financial.
Flip cap on after-repair value: 75% at Lima One, 70% at Dominion Financial. On a house worth $300,000 finished, that is $15,000 of loan.
First build: Dominion Financial lends to first-time builders; Lima One requires required: ground-up (on title or as GC) or fix-and-flip.
Credit on flips: 660 at Lima One, 680 at Dominion Financial.
Units on one rental loan: up to 9 at Lima One, up to 10 at Dominion Financial.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Lima One Capital	Dominion Financial
Loan amount	$85,000 to $2,500,000	Not published ($100,000 minimum property value)
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out
Min FICO	660	680 (exceptions down to 660)
Min DSCR	1.00x	1.00x
Experience	Not required	Not published
Property types	Single family, 2-9 units, warrantable condos	Single family and 2-10 unit residential. Mixed-use with 2-8 units

Fix and flip loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Lima One Capital	Dominion Financial
Loan amount	$100,000 to $5,000,000	Not published
Purchase	Up to 95% LTC	Up to 100% of price
Rehab	Up to 100%	Up to 100%
Max ARV	Up to 75% of ARV	Up to 70% of ARV
Min FICO	660	680 (generally)
Experience	One exit in the last 36 months	Not published
Term	13, 19 or 24 months	6 to 24 months

Ground-up construction loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Lima One Capital	Dominion Financial
Loan amount	$100,000 to $5,000,000	Not published
Max LTC	Up to 90% LTC	Up to 90% of total cost
Max ARV	Up to 75% of ARV	Not published
Min FICO	Not published	Not published
Experience	Required: ground-up (on title or as GC) or fix-and-flip	No set minimum
Term	19 or 24 months	12 to 24 months

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
Lima One Capital	46 states and Washington, DC. The excluded states are not listed on the pages read. [src]	LLC or similar entity required for business-purpose rental loans. [src]	Eligible for rental, fix-and-flip and construction loans, including borrowers without a US credit score. [src][src][src]
Dominion Financial	Every state except Nevada, plus Washington, DC. [src][src][src][src]	The DSCR page lists LLCs and individuals as eligible borrowers. The rate and program disclosures page says loans are made only to business entities. [src][src]	Not addressed on the DSCR product page. The broker-program page says the DSCR loans it arranges suit foreign nationals. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
Lima One Capital	$85,000 to $2,500,000	Up to 80% LTV (75% cash-out)	660	1.00x	Not required	[1][2]
Dominion Financial	Not published ($100,000 minimum property value)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out	680 (exceptions down to 660)	1.00x	Not published	[1][2]

Fix and flip loans. Lender figures read October 29, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
Lima One Capital	$100,000 to $5,000,000	Up to 95% LTC	Up to 100%	Up to 75% of ARV	660	One exit in the last 36 months	13, 19 or 24 months	[1][2]
Dominion Financial	Not published	Up to 100% of price	Up to 100%	Up to 70% of ARV	680 (generally)	Not published	6 to 24 months	[1]

If neither fits

Sources

Lima One: rental loans. Read October 24, 2026.
Lima One: rental loan detail. Read October 24, 2026.
Lima One: fix and flip loans. Read October 24, 2026.
Lima One: fix and flip detail. Read October 24, 2026.
Lima One: new construction loans. Read October 24, 2026.
Lima One: new construction detail. Read October 24, 2026.
Lima One: rental portfolio loans. Read October 24, 2026.
Dominion Financial: DSCR rental loans. Read October 29, 2026.
Dominion Financial: Fix & flip loans. Read October 29, 2026.
Dominion Financial: Ground-up construction loans. Read October 29, 2026.
Dominion Financial: About. Read October 29, 2026.
Dominion Financial: Licensing. Read October 29, 2026.
Dominion Financial: Rate & program disclosures. Read October 29, 2026.
Dominion Financial: Broker program. Read October 29, 2026.
Dominion Financial: DSCR loan requirements. Read October 29, 2026.
Dominion Financial: Ground-up construction loan requirements. Read October 29, 2026.