Published terms, read October 29, 2026

Lima One Capital alternatives

Every place Lima One's published limits stop and another lender's go further, checked term by term against what each one publishes on its own website. Pick the line that matches why Lima One does not fit your deal.

Match your deal to lenders Lima One terms in full

You need a rental portfolio (blanket) loan

We found no published rental portfolio (blanket) terms on Lima One's website. These publish their own limits.

Doors Funded programs Up to $2 million
RCN Capital Up to $75 million Lima One vs RCN Capital
LendingOne Up to $3 million Lima One vs LendingOne
Easy Street Capital Up to $5 million Lima One vs Easy Street
CoreVest Loan size not published Lima One vs CoreVest

The rent covers less than 1.00x of the payment

Lima One publishes a 1.00x DSCR minimum. These publish a lower floor.

Easy Street Capital DSCR floor no minimum Lima One vs Easy Street
Angel Oak Mortgage Solutions DSCR floor no minimum Lima One vs Angel Oak
Griffin Funding DSCR floor no minimum Lima One vs Griffin Funding
LendingOne DSCR floor 0.75x Lima One vs LendingOne
New Silver DSCR floor 0.75x Lima One vs New Silver
Temple View Capital DSCR floor 0.75x Lima One vs Temple View
Kiavi DSCR floor 0.80x Lima One vs Kiavi
CoreVest DSCR floor 0.80x Lima One vs CoreVest

Your score is under 660

Lima One publishes a 660 minimum on rentals. These publish a lower one.

Griffin Funding 620 minimum Lima One vs Griffin Funding
Easy Street Capital 640 minimum Lima One vs Easy Street
CoreVest 640 minimum Lima One vs CoreVest

You want to put less than 20% down

Lima One publishes up to 80% LTV on a rental purchase. These publish more.

Visio Lending Up to 85% LTV Lima One vs Visio Lending
Angel Oak Mortgage Solutions Up to 85% LTV Lima One vs Angel Oak
Griffin Funding Up to 85% LTV Lima One vs Griffin Funding

The loan is under $85,000

Lima One's DSCR loans start at $85,000. These start lower.

Temple View Capital From $55,000 Lima One vs Temple View
RCN Capital From $70,000 Lima One vs RCN Capital
Doors Funded programs From $75,000
Visio Lending From $75,000 Lima One vs Visio Lending
CoreVest From $75,000 Lima One vs CoreVest

The loan is over $2.5 million

Lima One's DSCR loans top out at $2.5 million. These publish a higher maximum.

Griffin Funding Up to $4.5 million Lima One vs Griffin Funding
Easy Street Capital Up to $3.5 million Lima One vs Easy Street
New Silver Up to $3 million Lima One vs New Silver
Angel Oak Mortgage Solutions Up to $3 million Lima One vs Angel Oak

The rental is a short-term rental

Lima One does not list short-term rentals as eligible on the pages we read. These do.

Visio Lending Short-term rentals listed as eligible Lima One vs Visio Lending
LendingOne Short-term rentals listed as eligible Lima One vs LendingOne
New Silver Short-term rentals listed as eligible Lima One vs New Silver
Griffin Funding Short-term rentals listed as eligible Lima One vs Griffin Funding
Dominion Financial Short-term rentals listed as eligible Lima One vs Dominion Financial
Temple View Capital Short-term rentals listed as eligible Lima One vs Temple View
Asset Based Lending Short-term rentals listed as eligible Lima One vs ABL

It is your first flip

Lima One requires one exit in the last 36 months. These publish no experience minimum.

Doors Funded programs Up to 90% of price, 75% of ARV
Kiavi Up to 100% of price, 80% of ARV Lima One vs Kiavi
RCN Capital With no flips in the last 3 years: up to 70% of price and 60% of ARV. Lima One vs RCN Capital
Easy Street Capital Up to 93% of price, 75% of ARV Lima One vs Easy Street
CoreVest Up to 93.5% of price Lima One vs CoreVest
New Silver Up to 90% of price, 75% of ARV Lima One vs New Silver
Asset Based Lending Up to 90% of price, 75% of ARV Lima One vs ABL

You need more than 75% of after-repair value

Lima One caps flip loans at 75% of ARV. These publish a higher cap.

Kiavi Up to 80% of ARV Lima One vs Kiavi

Where Lima One is hard to beat

On its own published terms, Lima One is a strong fit for:

Repeat flippers. Lima One lends up to 95% of cost and 75% of ARV once you have one exit in the last 36 months.
Rentals with 5 to 9 units, which its main rental page lists alongside 1-4 unit homes.
Foreign nationals, including borrowers with no US credit score, on rental, flip and construction loans.

Every head-to-head with Lima One

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