Published terms, read October 29, 2026

New Silver vs Dominion Financial: published loan terms side by side

DSCR floor: New Silver 0.75x, Dominion Financial 1.00x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), New Silver needs at least $1,500 of rent; Dominion Financial needs at least $2,000 of rent. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

New Silver

Direct private lender with online term sheets for fix-and-flip, ground-up and DSCR loans.

Dominion Financial

Privately held private lender to real estate investors, founded in 2002 and based in Baltimore, Maryland (NMLS 898795). It is the lending arm of The Dominion Group.

The differences that change a deal

Credit on rentals: New Silver publishes a 660 minimum, Dominion Financial 680.
Flip purchase advance: up to 90% at New Silver, 100% at Dominion Financial.
Flip cap on after-repair value: 75% at New Silver, 70% at Dominion Financial. On a house worth $300,000 finished, that is $15,000 of loan.
Credit on flips: 650 at New Silver, 680 at Dominion Financial.
Units on one rental loan: up to 8 at New Silver, up to 10 at Dominion Financial.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	New Silver	Dominion Financial
Loan amount	$150,000 to $3,000,000	Not published ($100,000 minimum property value)
Max LTV (purchase)	Up to 80% LTV	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out
Min FICO	660	680 (exceptions down to 660)
Min DSCR	0.75x	1.00x
Experience	Not required	Not published
Property types	1-8 units, short-term rentals allowed	Single family and 2-10 unit residential. Mixed-use with 2-8 units

Fix and flip loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	New Silver	Dominion Financial
Loan amount	$100,000 to $5,000,000	Not published
Purchase	Up to 90% LTC	Up to 100% of price
Rehab	Up to 100%	Up to 100%
Max ARV	Up to 75% of ARV	Up to 70% of ARV
Min FICO	650	680 (generally)
Experience	Not required	Not published
Term	Up to 18 months	6 to 24 months

Ground-up construction loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	New Silver	Dominion Financial
Loan amount	$100,000 to $5,000,000	Not published
Max LTC	Up to 90% LTC	Up to 90% of total cost
Max ARV	Up to 75% of ARV	Not published
Min FICO	650	Not published
Experience	Not published	No set minimum
Term	18 months	12 to 24 months

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
New Silver	41 states and Washington, DC (Alabama for DSCR only), per New Silver's February 2026 list. [src]	DSCR loans can be made to LLCs and corporations; whether an entity is required is not published. [src]	Fix-and-flip and ground-up loans require a US citizen or legal resident. Not published for DSCR. [src][src]
Dominion Financial	Every state except Nevada, plus Washington, DC. [src][src][src][src]	The DSCR page lists LLCs and individuals as eligible borrowers. The rate and program disclosures page says loans are made only to business entities. [src][src]	Not addressed on the DSCR product page. The broker-program page says the DSCR loans it arranges suit foreign nationals. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
New Silver	$150,000 to $3,000,000	Up to 80% LTV	660	0.75x	Not required	[1]
Dominion Financial	Not published ($100,000 minimum property value)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out	680 (exceptions down to 660)	1.00x	Not published	[1][2]

Fix and flip loans. Lender figures read October 29, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
New Silver	$100,000 to $5,000,000	Up to 90% LTC	Up to 100%	Up to 75% of ARV	650	Not required	Up to 18 months	[1]
Dominion Financial	Not published	Up to 100% of price	Up to 100%	Up to 70% of ARV	680 (generally)	Not published	6 to 24 months	[1]

If neither fits

Sources

New Silver: DSCR loans. Read October 24, 2026.
New Silver: fix and flip loans. Read October 24, 2026.
New Silver: construction loans. Read October 24, 2026.
New Silver: company and product summary (llms.txt, last updated Feb. 6, 2026). Read October 24, 2026.
Dominion Financial: DSCR rental loans. Read October 29, 2026.
Dominion Financial: Fix & flip loans. Read October 29, 2026.
Dominion Financial: Ground-up construction loans. Read October 29, 2026.
Dominion Financial: About. Read October 29, 2026.
Dominion Financial: Licensing. Read October 29, 2026.
Dominion Financial: Rate & program disclosures. Read October 29, 2026.
Dominion Financial: Broker program. Read October 29, 2026.
Dominion Financial: DSCR loan requirements. Read October 29, 2026.
Dominion Financial: Ground-up construction loan requirements. Read October 29, 2026.