Published terms, read October 29, 2026

RCN Capital vs Dominion Financial: published loan terms side by side

Credit on rentals: RCN Capital publishes a 660 minimum, Dominion Financial 680. At RCN Capital, 80% LTV on a purchase needs a 700+ score; 660-679 gets up to 65%. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

RCN Capital

Investor lender offering fix-and-flip, bridge, rental, construction, portfolio and 5+ unit loans, with published tiers by experience and credit score.

Dominion Financial

Privately held private lender to real estate investors, founded in 2002 and based in Baltimore, Maryland (NMLS 898795). It is the lending arm of The Dominion Group.

The differences that change a deal

States: RCN Capital excludes Alaska, Utah, North Dakota, South Dakota and Vermont, which Dominion Financial does not list as excluded.
Flip purchase advance: up to 95% at RCN Capital, 100% at Dominion Financial.
Flip cap on after-repair value: 75% at RCN Capital, 70% at Dominion Financial. On a house worth $300,000 finished, that is $15,000 of loan.
RCN Capital publishes terms for rental portfolio (blanket) loans; Dominion Financial publishes no terms of its own for them.
Credit on flips: 650 at RCN Capital, 680 at Dominion Financial.
Units on one rental loan: up to 4 at RCN Capital, up to 10 at Dominion Financial.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Dominion Financial
Loan amount	$70,000 to $1,500,000	Not published ($100,000 minimum property value)
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out
Min FICO	660	680 (exceptions down to 660)
Min DSCR	1.00x	1.00x
Experience	Not published	Not published
Property types	1-4 units, condos, townhomes, PUDs	Single family and 2-10 unit residential. Mixed-use with 2-8 units

Fix and flip loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Dominion Financial
Loan amount	$75,000 to $2,000,000	Not published
Purchase	Up to 95% of price (100% for the top tier)	Up to 100% of price
Rehab	Up to 100%	Up to 100%
Max ARV	Up to 75% of ARV	Up to 70% of ARV
Min FICO	650	680 (generally)
Experience	Not required; tiers by flips in the last 3 years	Not published
Term	12 to 18 months	6 to 24 months

Ground-up construction loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Dominion Financial
Loan amount	$100,000 to $2,000,000	Not published
Max LTC	Up to 90% LTC (experienced tier)	Up to 90% of total cost
Max ARV	Up to 75% of ARV	Not published
Min FICO	650	Not published
Experience	Not required; tiers by projects built	No set minimum
Term	12 to 24 months	12 to 24 months

RCN Capital also publishes rental portfolio (blanket) loans; Dominion Financial does not.

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
RCN Capital	Most states. Not available in Alaska, Nevada, Utah, North Dakota, South Dakota or Vermont. [src]	Loans are made to a business entity. [src]	Not published
Dominion Financial	Every state except Nevada, plus Washington, DC. [src][src][src][src]	The DSCR page lists LLCs and individuals as eligible borrowers. The rate and program disclosures page says loans are made only to business entities. [src][src]	Not addressed on the DSCR product page. The broker-program page says the DSCR loans it arranges suit foreign nationals. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
RCN Capital	$70,000 to $1,500,000	Up to 80% LTV (75% cash-out)	660	1.00x	Not published	[1][2]
Dominion Financial	Not published ($100,000 minimum property value)	Up to 80% LTV on purchases and rate-and-term refinances. Up to 75% on cash-out	680 (exceptions down to 660)	1.00x	Not published	[1][2]

Fix and flip loans. Lender figures read October 29, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
RCN Capital	$75,000 to $2,000,000	Up to 95% of price (100% for the top tier)	Up to 100%	Up to 75% of ARV	650	Not required; tiers by flips in the last 3 years	12 to 18 months	[1][2]
Dominion Financial	Not published	Up to 100% of price	Up to 100%	Up to 70% of ARV	680 (generally)	Not published	6 to 24 months	[1]

If neither fits

Sources

RCN Capital: loan programs. Read October 24, 2026.
RCN Capital: FAQs. Read October 24, 2026.
Dominion Financial: DSCR rental loans. Read October 29, 2026.
Dominion Financial: Fix & flip loans. Read October 29, 2026.
Dominion Financial: Ground-up construction loans. Read October 29, 2026.
Dominion Financial: About. Read October 29, 2026.
Dominion Financial: Licensing. Read October 29, 2026.
Dominion Financial: Rate & program disclosures. Read October 29, 2026.
Dominion Financial: Broker program. Read October 29, 2026.
Dominion Financial: DSCR loan requirements. Read October 29, 2026.
Dominion Financial: Ground-up construction loan requirements. Read October 29, 2026.