Published terms, read October 29, 2026

RCN Capital alternatives

Every place RCN Capital's published limits stop and another lender's go further, checked term by term against what each one publishes on its own website. Pick the line that matches why RCN Capital does not fit your deal.

Match your deal to lenders RCN Capital terms in full

The rent covers less than 1.00x of the payment

RCN Capital publishes a 1.00x DSCR minimum. These publish a lower floor.

Easy Street Capital DSCR floor no minimum RCN Capital vs Easy Street
Angel Oak Mortgage Solutions DSCR floor no minimum RCN Capital vs Angel Oak
Griffin Funding DSCR floor no minimum RCN Capital vs Griffin Funding
LendingOne DSCR floor 0.75x RCN Capital vs LendingOne
New Silver DSCR floor 0.75x RCN Capital vs New Silver
Temple View Capital DSCR floor 0.75x RCN Capital vs Temple View
Kiavi DSCR floor 0.80x RCN Capital vs Kiavi
CoreVest DSCR floor 0.80x RCN Capital vs CoreVest

Your score is under 660

RCN Capital publishes a 660 minimum on rentals. These publish a lower one.

Griffin Funding 620 minimum RCN Capital vs Griffin Funding
Easy Street Capital 640 minimum RCN Capital vs Easy Street
CoreVest 640 minimum RCN Capital vs CoreVest

You want to put less than 20% down

RCN Capital publishes up to 80% LTV on a rental purchase. These publish more.

Visio Lending Up to 85% LTV RCN Capital vs Visio Lending
Angel Oak Mortgage Solutions Up to 85% LTV RCN Capital vs Angel Oak
Griffin Funding Up to 85% LTV RCN Capital vs Griffin Funding

The loan is under $70,000

RCN Capital's DSCR loans start at $70,000. These start lower.

Temple View Capital From $55,000 RCN Capital vs Temple View

The loan is over $1.5 million

RCN Capital's DSCR loans top out at $1.5 million. These publish a higher maximum.

Griffin Funding Up to $4.5 million RCN Capital vs Griffin Funding
Easy Street Capital Up to $3.5 million RCN Capital vs Easy Street
New Silver Up to $3 million RCN Capital vs New Silver
Angel Oak Mortgage Solutions Up to $3 million RCN Capital vs Angel Oak
Lima One Capital Up to $2.5 million RCN Capital vs Lima One
Temple View Capital Up to $2.5 million RCN Capital vs Temple View
Asset Based Lending Up to $2.5 million RCN Capital vs ABL
Doors Funded programs Up to $2 million
Kiavi Up to $2 million RCN Capital vs Kiavi
LendingOne Up to $2 million RCN Capital vs LendingOne

The rental is a short-term rental

RCN Capital does not list short-term rentals as eligible on the pages we read. These do.

Visio Lending Short-term rentals listed as eligible RCN Capital vs Visio Lending
LendingOne Short-term rentals listed as eligible RCN Capital vs LendingOne
New Silver Short-term rentals listed as eligible RCN Capital vs New Silver
Griffin Funding Short-term rentals listed as eligible RCN Capital vs Griffin Funding
Dominion Financial Short-term rentals listed as eligible RCN Capital vs Dominion Financial
Temple View Capital Short-term rentals listed as eligible RCN Capital vs Temple View
Asset Based Lending Short-term rentals listed as eligible RCN Capital vs ABL

You need more than 75% of after-repair value

RCN Capital caps flip loans at 75% of ARV. These publish a higher cap.

Kiavi Up to 80% of ARV RCN Capital vs Kiavi

The property is in Alaska, Nevada, Utah, North Dakota, South Dakota or Vermont

RCN Capital does not lend in Alaska, Nevada, Utah, North Dakota, South Dakota or Vermont. These publish a state list that does not exclude it.

Doors Funded programs Does not list Alaska, Nevada or Utah as excluded
Kiavi Does not list Alaska, Nevada, North Dakota, South Dakota or Vermont as excluded RCN Capital vs Kiavi
LendingOne Does not list Utah or Vermont as excluded RCN Capital vs LendingOne
Easy Street Capital Does not list Alaska, Nevada, Utah or Vermont as excluded RCN Capital vs Easy Street
CoreVest Does not list Alaska, Utah or Vermont as excluded RCN Capital vs CoreVest
Dominion Financial Does not list Alaska, Utah, North Dakota, South Dakota or Vermont as excluded RCN Capital vs Dominion Financial
Temple View Capital Does not list Alaska, Nevada or Utah as excluded RCN Capital vs Temple View

Where RCN Capital is hard to beat

On its own published terms, RCN Capital is a strong fit for:

Investors who want to see the exact tier they fall in. RCN publishes its loan-to-value by credit score and by number of past flips and builds.
Smaller rentals: DSCR loans start at $70,000 (the property must appraise at $115,000 or more).
Larger portfolios: its portfolio desk lends $2 million to $75 million or more, non-recourse.

Every head-to-head with RCN Capital

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