Published terms, read October 24, 2026
Visio Lending vs CoreVest: published loan terms side by side
Credit on rentals: Visio Lending publishes a 680 minimum, CoreVest 640. Below is everything else each one publishes on its own website, term by term.
The two lenders
Visio Lending
Austin-based lender, founded in 2012, that makes DSCR loans only, on long-term and short-term rentals.
CoreVest
Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.
The differences that change a deal
- Leverage on a rental purchase: up to 85% at Visio Lending, 80% at CoreVest, which is 5 points of down payment on the same house.
- CoreVest publishes terms for fix and flip loans; Visio Lending publishes no terms of its own for them.
- CoreVest publishes terms for ground-up construction loans; Visio Lending publishes no terms of its own for them.
- CoreVest publishes terms for rental portfolio (blanket) loans; Visio Lending publishes no terms of its own for them.
- DSCR floor: CoreVest publishes a 0.80x minimum; Visio Lending does not publish a floor, so ask before you order an appraisal.
DSCR rental loans
| Term | Visio Lending | CoreVest |
|---|---|---|
| Loan amount | From $75,000 (maximum not published) | $75,000 to $3,000,000+ |
| Max LTV (purchase) | Up to 85% LTV on a purchase | Up to 80% LTV |
| Min FICO | 680 | 640 (typical) |
| Min DSCR | Not published | 0.80x |
| Experience | Not published | Not required |
| Property types | Single family rentals, long-term and short-term | 1-4 units, condos, townhomes |
CoreVest also publishes fix and flip loans; Visio Lending does not. CoreVest also publishes ground-up construction loans; Visio Lending does not. CoreVest also publishes rental portfolio (blanket) loans; Visio Lending does not.
States and borrower rules
| Lender | Where it lends | Borrowing entity | Foreign nationals |
|---|---|---|---|
| Visio Lending | Described as nationwide; the state map is not published as text. [src] | Optional (LLC or corporation), but required in GA, HI, IL, MA, NJ, NY, PA and VA. [src] | Not published |
| CoreVest | Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] | A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] | Not published |
For reference: our programs next to both
Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.
| Lender | Loan amount | Max LTV (purchase) | Min FICO | Min DSCR | Experience | Source |
|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $75,000 to $2,000,000 | Up to 80% LTV (75% cash-out) | 660 | 1.05x | Not required | terms |
| Visio Lending | From $75,000 (maximum not published) | Up to 85% LTV on a purchase | 680 | Not published | Not published | [1][2][3][4] |
| CoreVest | $75,000 to $3,000,000+ | Up to 80% LTV | 640 (typical) | 0.80x | Not required | [1][2][3] |
If neither fits
Sources
- Visio Lending: home page (state notes). Read October 24, 2026.
- Visio Lending: 85% LTV purchase loans. Read October 24, 2026.
- Visio Lending: long-term rental guide. Read October 24, 2026.
- Visio Lending: DSCR loans. Read October 24, 2026.
- CoreVest: 30-year DSCR loans. Read October 24, 2026.
- CoreVest: fix and flip loans. Read October 24, 2026.
- CoreVest: ground-up construction loans. Read October 24, 2026.
- CoreVest: rental portfolio loans. Read October 24, 2026.
- CoreVest: FAQs. Read October 24, 2026.
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.