Published terms, read October 24, 2026

Visio Lending vs CoreVest: published loan terms side by side

Credit on rentals: Visio Lending publishes a 680 minimum, CoreVest 640. Below is everything else each one publishes on its own website, term by term.

The two lenders

Visio Lending

Austin-based lender, founded in 2012, that makes DSCR loans only, on long-term and short-term rentals.

CoreVest

Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.

The differences that change a deal

  • Leverage on a rental purchase: up to 85% at Visio Lending, 80% at CoreVest, which is 5 points of down payment on the same house.
  • CoreVest publishes terms for fix and flip loans; Visio Lending publishes no terms of its own for them.
  • CoreVest publishes terms for ground-up construction loans; Visio Lending publishes no terms of its own for them.
  • CoreVest publishes terms for rental portfolio (blanket) loans; Visio Lending publishes no terms of its own for them.
  • DSCR floor: CoreVest publishes a 0.80x minimum; Visio Lending does not publish a floor, so ask before you order an appraisal.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term Visio LendingCoreVest
Loan amount From $75,000 (maximum not published)$75,000 to $3,000,000+
Max LTV (purchase) Up to 85% LTV on a purchaseUp to 80% LTV
Min FICO 680640 (typical)
Min DSCR Not published0.80x
Experience Not publishedNot required
Property types Single family rentals, long-term and short-term1-4 units, condos, townhomes

CoreVest also publishes fix and flip loans; Visio Lending does not. CoreVest also publishes ground-up construction loans; Visio Lending does not. CoreVest also publishes rental portfolio (blanket) loans; Visio Lending does not.

States and borrower rules

LenderWhere it lendsBorrowing entityForeign nationals
Visio Lending Described as nationwide; the state map is not published as text. [src] Optional (LLC or corporation), but required in GA, HI, IL, MA, NJ, NY, PA and VA. [src] Not published
CoreVest Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] Not published

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender Loan amountMax LTV (purchase)Min FICOMin DSCRExperience Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $75,000 to $2,000,000Up to 80% LTV (75% cash-out)6601.05xNot required terms
Visio Lending From $75,000 (maximum not published)Up to 85% LTV on a purchase680Not publishedNot published [1][2][3][4]
CoreVest $75,000 to $3,000,000+Up to 80% LTV640 (typical)0.80xNot required [1][2][3]

If neither fits

Sources

  1. Visio Lending: home page (state notes). Read October 24, 2026.
  2. Visio Lending: 85% LTV purchase loans. Read October 24, 2026.
  3. Visio Lending: long-term rental guide. Read October 24, 2026.
  4. Visio Lending: DSCR loans. Read October 24, 2026.
  5. CoreVest: 30-year DSCR loans. Read October 24, 2026.
  6. CoreVest: fix and flip loans. Read October 24, 2026.
  7. CoreVest: ground-up construction loans. Read October 24, 2026.
  8. CoreVest: rental portfolio loans. Read October 24, 2026.
  9. CoreVest: FAQs. Read October 24, 2026.

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