Published terms, read October 29, 2026

Visio Lending vs Temple View Capital: published loan terms side by side

Credit on rentals: Visio Lending publishes a 680 minimum, Temple View 660. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

Visio Lending

Austin-based lender, founded in 2012, that makes DSCR loans only, on long-term and short-term rentals.

Private portfolio lender to residential real estate investors, headquartered in Bethesda, Maryland. Its footer dates Temple View Capital, LLC to 2012 and the lending entity, Temple View Capital Funding, LP, to 2016.

The differences that change a deal

Leverage on a rental purchase: up to 85% at Visio Lending, 80% at Temple View, which is 5 points of down payment on the same house.
Temple View publishes terms for fix and flip loans; Visio Lending publishes no terms of its own for them.
Temple View publishes terms for ground-up construction loans; Visio Lending publishes no terms of its own for them.
DSCR floor: Temple View publishes a 0.75x minimum; Visio Lending does not publish a floor, so ask before you order an appraisal.
Smallest DSCR loan: $75,000 at Visio Lending, $55,000 at Temple View.
Borrowing entity: Visio Lending: optional (LLC or corporation), but required in GA, HI, IL, MA, NJ, NY, PA and VA. Temple View: business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Visio Lending	Temple View Capital
Loan amount	From $75,000 (maximum not published)	$55,000 to $2,500,000
Max LTV (purchase)	Up to 85% LTV on a purchase	Up to 80% LTV
Min FICO	680	660
Min DSCR	Not published	0.75x on long-term rentals; 1.0x on short-term rentals
Experience	Not published	Not published
Property types	Single family rentals, long-term and short-term	Single family, 2-4 units, condos, townhomes, PUDs (non-owner-occupied)

Temple View Capital also publishes fix and flip loans; Visio Lending does not. Temple View Capital also publishes ground-up construction loans; Visio Lending does not.

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
Visio Lending	Described as nationwide; the state map is not published as text. [src]	Optional (LLC or corporation), but required in GA, HI, IL, MA, NJ, NY, PA and VA. [src]	Not published
Temple View Capital	47 states. North Dakota, South Dakota and Vermont are excluded; other states may be approved by exception. Its licensing note says some services may not be available to Nevada customers. [src][src]	Business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name. [src][src][src][src]	Eligible on DSCR rental loans (the DSCR page says it is now lending to foreign nationals). Not stated for the other programs. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
Visio Lending	From $75,000 (maximum not published)	Up to 85% LTV on a purchase	680	Not published	Not published	[1][2][3][4]
Temple View Capital	$55,000 to $2,500,000	Up to 80% LTV	660	0.75x on long-term rentals; 1.0x on short-term rentals	Not published	[1][2][3]

If neither fits

Sources

Visio Lending: home page (state notes). Read October 24, 2026.
Visio Lending: 85% LTV purchase loans. Read October 24, 2026.
Visio Lending: long-term rental guide. Read October 24, 2026.
Visio Lending: DSCR loans. Read October 24, 2026.
Temple View: DSCR loan program. Read October 29, 2026.
Temple View: Rehab (fix and flip) loans. Read October 29, 2026.
Temple View: Bridge loans. Read October 29, 2026.
Temple View: Ground up construction. Read October 29, 2026.
Temple View: FAQs. Read October 29, 2026.
Temple View: Homepage and licensing footer. Read October 29, 2026.