Published terms, read October 24, 2026
CoreVest vs New Silver: published loan terms side by side
DSCR floor: CoreVest 0.80x, New Silver 0.75x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), CoreVest needs at least $1,600 of rent; New Silver needs at least $1,500 of rent. Below is everything else each one publishes on its own website, term by term.
The two lenders
CoreVest
Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.
New Silver
Direct private lender with online term sheets for fix-and-flip, ground-up and DSCR loans.
The differences that change a deal
- Credit on rentals: CoreVest publishes a 640 minimum, New Silver 660.
- Flip purchase advance: up to 93.5% at CoreVest, 90% at New Silver.
- CoreVest publishes terms for rental portfolio (blanket) loans; New Silver publishes no terms of its own for them.
- Smallest DSCR loan: $75,000 at CoreVest, $150,000 at New Silver.
- Units on one rental loan: up to 4 at CoreVest, up to 8 at New Silver.
- Largest construction loan: $7.5 million at CoreVest, $5 million at New Silver.
DSCR rental loans
| Term | CoreVest | New Silver |
|---|---|---|
| Loan amount | $75,000 to $3,000,000+ | $150,000 to $3,000,000 |
| Max LTV (purchase) | Up to 80% LTV | Up to 80% LTV |
| Min FICO | 640 (typical) | 660 |
| Min DSCR | 0.80x | 0.75x |
| Experience | Not required | Not required |
| Property types | 1-4 units, condos, townhomes | 1-8 units, short-term rentals allowed |
Fix and flip loans
| Term | CoreVest | New Silver |
|---|---|---|
| Loan amount | $75,000 to $3,000,000+ | $100,000 to $5,000,000 |
| Purchase | Up to 93.5% LTC | Up to 90% LTC |
| Rehab | Not published | Up to 100% |
| Max ARV | Not published | Up to 75% of ARV |
| Min FICO | Not published | 650 |
| Experience | Not required (general FAQ) | Not required |
| Term | 6 to 24 months | Up to 18 months |
Ground-up construction loans
| Term | CoreVest | New Silver |
|---|---|---|
| Loan amount | $250,000 to $7,500,000 | $100,000 to $5,000,000 |
| Max LTC | Not published | Up to 90% LTC |
| Max ARV | Not published | Up to 75% of ARV |
| Min FICO | Not published | 650 |
| Experience | Not published | Not published |
| Term | 12 to 24 months, with interest reserves | 18 months |
CoreVest also publishes rental portfolio (blanket) loans; New Silver does not.
States and borrower rules
| Lender | Where it lends | Borrowing entity | Foreign nationals |
|---|---|---|---|
| CoreVest | Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] | A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] | Not published |
| New Silver | 41 states and Washington, DC (Alabama for DSCR only), per New Silver's February 2026 list. [src] | DSCR loans can be made to LLCs and corporations; whether an entity is required is not published. [src] | Fix-and-flip and ground-up loans require a US citizen or legal resident. Not published for DSCR. [src][src] |
For reference: our programs next to both
Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.
| Lender | Loan amount | Max LTV (purchase) | Min FICO | Min DSCR | Experience | Source |
|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $75,000 to $2,000,000 | Up to 80% LTV (75% cash-out) | 660 | 1.05x | Not required | terms |
| CoreVest | $75,000 to $3,000,000+ | Up to 80% LTV | 640 (typical) | 0.80x | Not required | [1][2][3] |
| New Silver | $150,000 to $3,000,000 | Up to 80% LTV | 660 | 0.75x | Not required | [1] |
| Lender | Loan amount | Purchase | Rehab | Max ARV | Min FICO | Experience | Term | Source |
|---|---|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $50,000 to $3,000,000 | Up to 90% of price | Up to 100% | Up to 75% of ARV | Quoted per loan | None required | 12 months; 18 months case by case | terms |
| CoreVest | $75,000 to $3,000,000+ | Up to 93.5% LTC | Not published | Not published | Not published | Not required (general FAQ) | 6 to 24 months | [1][2] |
| New Silver | $100,000 to $5,000,000 | Up to 90% LTC | Up to 100% | Up to 75% of ARV | 650 | Not required | Up to 18 months | [1] |
If neither fits
Sources
- CoreVest: 30-year DSCR loans. Read October 24, 2026.
- CoreVest: fix and flip loans. Read October 24, 2026.
- CoreVest: ground-up construction loans. Read October 24, 2026.
- CoreVest: rental portfolio loans. Read October 24, 2026.
- CoreVest: FAQs. Read October 24, 2026.
- New Silver: DSCR loans. Read October 24, 2026.
- New Silver: fix and flip loans. Read October 24, 2026.
- New Silver: construction loans. Read October 24, 2026.
- New Silver: company and product summary (llms.txt, last updated Feb. 6, 2026). Read October 24, 2026.
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.