Published terms, read October 24, 2026

CoreVest vs New Silver: published loan terms side by side

DSCR floor: CoreVest 0.80x, New Silver 0.75x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), CoreVest needs at least $1,600 of rent; New Silver needs at least $1,500 of rent. Below is everything else each one publishes on its own website, term by term.

The two lenders

CoreVest

Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.

New Silver

Direct private lender with online term sheets for fix-and-flip, ground-up and DSCR loans.

The differences that change a deal

  • Credit on rentals: CoreVest publishes a 640 minimum, New Silver 660.
  • Flip purchase advance: up to 93.5% at CoreVest, 90% at New Silver.
  • CoreVest publishes terms for rental portfolio (blanket) loans; New Silver publishes no terms of its own for them.
  • Smallest DSCR loan: $75,000 at CoreVest, $150,000 at New Silver.
  • Units on one rental loan: up to 4 at CoreVest, up to 8 at New Silver.
  • Largest construction loan: $7.5 million at CoreVest, $5 million at New Silver.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term CoreVestNew Silver
Loan amount $75,000 to $3,000,000+$150,000 to $3,000,000
Max LTV (purchase) Up to 80% LTVUp to 80% LTV
Min FICO 640 (typical)660
Min DSCR 0.80x0.75x
Experience Not requiredNot required
Property types 1-4 units, condos, townhomes1-8 units, short-term rentals allowed

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term CoreVestNew Silver
Loan amount $75,000 to $3,000,000+$100,000 to $5,000,000
Purchase Up to 93.5% LTCUp to 90% LTC
Rehab Not publishedUp to 100%
Max ARV Not publishedUp to 75% of ARV
Min FICO Not published650
Experience Not required (general FAQ)Not required
Term 6 to 24 monthsUp to 18 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term CoreVestNew Silver
Loan amount $250,000 to $7,500,000$100,000 to $5,000,000
Max LTC Not publishedUp to 90% LTC
Max ARV Not publishedUp to 75% of ARV
Min FICO Not published650
Experience Not publishedNot published
Term 12 to 24 months, with interest reserves18 months

CoreVest also publishes rental portfolio (blanket) loans; New Silver does not.

States and borrower rules

LenderWhere it lendsBorrowing entityForeign nationals
CoreVest Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] Not published
New Silver 41 states and Washington, DC (Alabama for DSCR only), per New Silver's February 2026 list. [src] DSCR loans can be made to LLCs and corporations; whether an entity is required is not published. [src] Fix-and-flip and ground-up loans require a US citizen or legal resident. Not published for DSCR. [src][src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender Loan amountMax LTV (purchase)Min FICOMin DSCRExperience Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $75,000 to $2,000,000Up to 80% LTV (75% cash-out)6601.05xNot required terms
CoreVest $75,000 to $3,000,000+Up to 80% LTV640 (typical)0.80xNot required [1][2][3]
New Silver $150,000 to $3,000,000Up to 80% LTV6600.75xNot required [1]
Fix and flip loans. Lender figures read October 24, 2026.
Lender Loan amountPurchaseRehabMax ARVMin FICOExperienceTerm Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $50,000 to $3,000,000Up to 90% of priceUp to 100%Up to 75% of ARVQuoted per loanNone required12 months; 18 months case by case terms
CoreVest $75,000 to $3,000,000+Up to 93.5% LTCNot publishedNot publishedNot publishedNot required (general FAQ)6 to 24 months [1][2]
New Silver $100,000 to $5,000,000Up to 90% LTCUp to 100%Up to 75% of ARV650Not requiredUp to 18 months [1]

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