Published terms, read October 24, 2026

Easy Street Capital vs New Silver: published loan terms side by side

DSCR floor: Easy Street no minimum, New Silver 0.75x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Easy Street sets no floor; New Silver needs at least $1,500 of rent. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

Easy Street Capital

Investor lender with three programs: EasyRent (DSCR), EasyFix (fix and flip) and EasyBuild (construction).

New Silver

Direct private lender with online term sheets for fix-and-flip, ground-up and DSCR loans.

The differences that change a deal

Credit on rentals: Easy Street publishes a 640 minimum, New Silver 660.
Flip purchase advance: up to 93% at Easy Street, 90% at New Silver.
Easy Street publishes terms for rental portfolio (blanket) loans; New Silver publishes no terms of its own for them.
Smallest DSCR loan: $100,000 at Easy Street, $150,000 at New Silver.
Credit on flips: 600 at Easy Street, 650 at New Silver.
Largest DSCR loan: $3.5 million at Easy Street, $3 million at New Silver.
Units on one rental loan: up to 10 at Easy Street, up to 8 at New Silver.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	Easy Street Capital	New Silver
Loan amount	$100,000 to $3,500,000+	$150,000 to $3,000,000
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV
Min FICO	640	660
Min DSCR	No minimum	0.75x
Experience	Not required	Not required
Property types	1-10 units	1-8 units, short-term rentals allowed

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	Easy Street Capital	New Silver
Loan amount	$75,000 to $5,000,000+	$100,000 to $5,000,000
Purchase	Up to 93% LTC	Up to 90% LTC
Rehab	Not published	Up to 100%
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	600	650
Experience	First-time flippers considered	Not required
Term	6 to 18 months	Up to 18 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	Easy Street Capital	New Silver
Loan amount	$75,000 to $5,000,000+	$100,000 to $5,000,000
Max LTC	Up to 90% LTC	Up to 90% LTC
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	680	650
Experience	Not published	Not published
Term	9 to 24 months, with extensions	18 months

Easy Street Capital also publishes rental portfolio (blanket) loans; New Silver does not.

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
Easy Street Capital	Rental loans in every state except North Dakota and South Dakota, rural included. Flip and construction loans are not offered in Louisiana, Minnesota, North Dakota, South Dakota or some metros, including Baltimore, Chicago and Detroit. [src][src][src]	LLC recommended; borrowing as an individual is allowed in most states. Owners above 25% sign a full guaranty. [src]	Resident aliens eligible. Foreign nationals living abroad are eligible when the borrowing LLC is at least 50% owned by US citizens or green card holders. [src]
New Silver	41 states and Washington, DC (Alabama for DSCR only), per New Silver's February 2026 list. [src]	DSCR loans can be made to LLCs and corporations; whether an entity is required is not published. [src]	Fix-and-flip and ground-up loans require a US citizen or legal resident. Not published for DSCR. [src][src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
Easy Street Capital	$100,000 to $3,500,000+	Up to 80% LTV (75% cash-out)	640	No minimum	Not required	[1]
New Silver	$150,000 to $3,000,000	Up to 80% LTV	660	0.75x	Not required	[1]

Fix and flip loans. Lender figures read October 24, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
Easy Street Capital	$75,000 to $5,000,000+	Up to 93% LTC	Not published	Up to 75% of ARV	600	First-time flippers considered	6 to 18 months	[1]
New Silver	$100,000 to $5,000,000	Up to 90% LTC	Up to 100%	Up to 75% of ARV	650	Not required	Up to 18 months	[1]

If neither fits

Sources

Easy Street Capital: EasyRent DSCR loans. Read October 24, 2026.
Easy Street Capital: EasyFix fix and flip loans. Read October 24, 2026.
Easy Street Capital: EasyBuild construction loans. Read October 24, 2026.
New Silver: DSCR loans. Read October 24, 2026.
New Silver: fix and flip loans. Read October 24, 2026.
New Silver: construction loans. Read October 24, 2026.
New Silver: company and product summary (llms.txt, last updated Feb. 6, 2026). Read October 24, 2026.