Published terms, read October 24, 2026
Lima One Capital vs CoreVest: published loan terms side by side
A first flip is the biggest split. CoreVest publishes no experience minimum; Lima One requires one exit in the last 36 months. Below is everything else each one publishes on its own website, term by term.
The two lenders
Lima One Capital
Investor lender with offices in Greenville, South Carolina and Irvine, California, offering rental, fix-and-flip, construction and multifamily loans.
CoreVest
Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.
The differences that change a deal
- DSCR floor: Lima One 1.00x, CoreVest 0.80x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Lima One needs at least $2,000 of rent; CoreVest needs at least $1,600 of rent.
- Credit on rentals: Lima One publishes a 660 minimum, CoreVest 640.
- Flip purchase advance: up to 95% at Lima One, 93.5% at CoreVest.
- CoreVest publishes terms for rental portfolio (blanket) loans; Lima One publishes no terms of its own for them.
- Smallest DSCR loan: $85,000 at Lima One, $75,000 at CoreVest.
- Units on one rental loan: up to 9 at Lima One, up to 4 at CoreVest.
- Largest construction loan: $5 million at Lima One, $7.5 million at CoreVest.
DSCR rental loans
| Term | Lima One Capital | CoreVest |
|---|---|---|
| Loan amount | $85,000 to $2,500,000 | $75,000 to $3,000,000+ |
| Max LTV (purchase) | Up to 80% LTV (75% cash-out) | Up to 80% LTV |
| Min FICO | 660 | 640 (typical) |
| Min DSCR | 1.00x | 0.80x |
| Experience | Not required | Not required |
| Property types | Single family, 2-9 units, warrantable condos | 1-4 units, condos, townhomes |
Fix and flip loans
| Term | Lima One Capital | CoreVest |
|---|---|---|
| Loan amount | $100,000 to $5,000,000 | $75,000 to $3,000,000+ |
| Purchase | Up to 95% LTC | Up to 93.5% LTC |
| Rehab | Up to 100% | Not published |
| Max ARV | Up to 75% of ARV | Not published |
| Min FICO | 660 | Not published |
| Experience | One exit in the last 36 months | Not required (general FAQ) |
| Term | 13, 19 or 24 months | 6 to 24 months |
Ground-up construction loans
| Term | Lima One Capital | CoreVest |
|---|---|---|
| Loan amount | $100,000 to $5,000,000 | $250,000 to $7,500,000 |
| Max LTC | Up to 90% LTC | Not published |
| Max ARV | Up to 75% of ARV | Not published |
| Min FICO | Not published | Not published |
| Experience | Required: ground-up (on title or as GC) or fix-and-flip | Not published |
| Term | 19 or 24 months | 12 to 24 months, with interest reserves |
CoreVest also publishes rental portfolio (blanket) loans; Lima One Capital does not.
States and borrower rules
| Lender | Where it lends | Borrowing entity | Foreign nationals |
|---|---|---|---|
| Lima One Capital | 46 states and Washington, DC. The excluded states are not listed on the pages read. [src] | LLC or similar entity required for business-purpose rental loans. [src] | Eligible for rental, fix-and-flip and construction loans, including borrowers without a US credit score. [src][src][src] |
| CoreVest | Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] | A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] | Not published |
For reference: our programs next to both
Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.
| Lender | Loan amount | Max LTV (purchase) | Min FICO | Min DSCR | Experience | Source |
|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $75,000 to $2,000,000 | Up to 80% LTV (75% cash-out) | 660 | 1.05x | Not required | terms |
| Lima One Capital | $85,000 to $2,500,000 | Up to 80% LTV (75% cash-out) | 660 | 1.00x | Not required | [1][2] |
| CoreVest | $75,000 to $3,000,000+ | Up to 80% LTV | 640 (typical) | 0.80x | Not required | [1][2][3] |
| Lender | Loan amount | Purchase | Rehab | Max ARV | Min FICO | Experience | Term | Source |
|---|---|---|---|---|---|---|---|---|
| Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close | $50,000 to $3,000,000 | Up to 90% of price | Up to 100% | Up to 75% of ARV | Quoted per loan | None required | 12 months; 18 months case by case | terms |
| Lima One Capital | $100,000 to $5,000,000 | Up to 95% LTC | Up to 100% | Up to 75% of ARV | 660 | One exit in the last 36 months | 13, 19 or 24 months | [1][2] |
| CoreVest | $75,000 to $3,000,000+ | Up to 93.5% LTC | Not published | Not published | Not published | Not required (general FAQ) | 6 to 24 months | [1][2] |
If neither fits
Sources
- Lima One: rental loans. Read October 24, 2026.
- Lima One: rental loan detail. Read October 24, 2026.
- Lima One: fix and flip loans. Read October 24, 2026.
- Lima One: fix and flip detail. Read October 24, 2026.
- Lima One: new construction loans. Read October 24, 2026.
- Lima One: new construction detail. Read October 24, 2026.
- Lima One: rental portfolio loans. Read October 24, 2026.
- CoreVest: 30-year DSCR loans. Read October 24, 2026.
- CoreVest: fix and flip loans. Read October 24, 2026.
- CoreVest: ground-up construction loans. Read October 24, 2026.
- CoreVest: rental portfolio loans. Read October 24, 2026.
- CoreVest: FAQs. Read October 24, 2026.
Have a deal in hand?
Send the numbers. We check them against our programs and tell you plainly whether the deal fits.