Published terms, read October 24, 2026

Lima One Capital vs CoreVest: published loan terms side by side

A first flip is the biggest split. CoreVest publishes no experience minimum; Lima One requires one exit in the last 36 months. Below is everything else each one publishes on its own website, term by term.

The two lenders

Lima One Capital

Investor lender with offices in Greenville, South Carolina and Irvine, California, offering rental, fix-and-flip, construction and multifamily loans.

CoreVest

Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.

The differences that change a deal

  • DSCR floor: Lima One 1.00x, CoreVest 0.80x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Lima One needs at least $2,000 of rent; CoreVest needs at least $1,600 of rent.
  • Credit on rentals: Lima One publishes a 660 minimum, CoreVest 640.
  • Flip purchase advance: up to 95% at Lima One, 93.5% at CoreVest.
  • CoreVest publishes terms for rental portfolio (blanket) loans; Lima One publishes no terms of its own for them.
  • Smallest DSCR loan: $85,000 at Lima One, $75,000 at CoreVest.
  • Units on one rental loan: up to 9 at Lima One, up to 4 at CoreVest.
  • Largest construction loan: $5 million at Lima One, $7.5 million at CoreVest.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term Lima One CapitalCoreVest
Loan amount $85,000 to $2,500,000$75,000 to $3,000,000+
Max LTV (purchase) Up to 80% LTV (75% cash-out)Up to 80% LTV
Min FICO 660640 (typical)
Min DSCR 1.00x0.80x
Experience Not requiredNot required
Property types Single family, 2-9 units, warrantable condos1-4 units, condos, townhomes

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term Lima One CapitalCoreVest
Loan amount $100,000 to $5,000,000$75,000 to $3,000,000+
Purchase Up to 95% LTCUp to 93.5% LTC
Rehab Up to 100%Not published
Max ARV Up to 75% of ARVNot published
Min FICO 660Not published
Experience One exit in the last 36 monthsNot required (general FAQ)
Term 13, 19 or 24 months6 to 24 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term Lima One CapitalCoreVest
Loan amount $100,000 to $5,000,000$250,000 to $7,500,000
Max LTC Up to 90% LTCNot published
Max ARV Up to 75% of ARVNot published
Min FICO Not publishedNot published
Experience Required: ground-up (on title or as GC) or fix-and-flipNot published
Term 19 or 24 months12 to 24 months, with interest reserves

CoreVest also publishes rental portfolio (blanket) loans; Lima One Capital does not.

States and borrower rules

LenderWhere it lendsBorrowing entityForeign nationals
Lima One Capital 46 states and Washington, DC. The excluded states are not listed on the pages read. [src] LLC or similar entity required for business-purpose rental loans. [src] Eligible for rental, fix-and-flip and construction loans, including borrowers without a US credit score. [src][src][src]
CoreVest Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] Not published

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender Loan amountMax LTV (purchase)Min FICOMin DSCRExperience Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $75,000 to $2,000,000Up to 80% LTV (75% cash-out)6601.05xNot required terms
Lima One Capital $85,000 to $2,500,000Up to 80% LTV (75% cash-out)6601.00xNot required [1][2]
CoreVest $75,000 to $3,000,000+Up to 80% LTV640 (typical)0.80xNot required [1][2][3]
Fix and flip loans. Lender figures read October 24, 2026.
Lender Loan amountPurchaseRehabMax ARVMin FICOExperienceTerm Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $50,000 to $3,000,000Up to 90% of priceUp to 100%Up to 75% of ARVQuoted per loanNone required12 months; 18 months case by case terms
Lima One Capital $100,000 to $5,000,000Up to 95% LTCUp to 100%Up to 75% of ARV660One exit in the last 36 months13, 19 or 24 months [1][2]
CoreVest $75,000 to $3,000,000+Up to 93.5% LTCNot publishedNot publishedNot publishedNot required (general FAQ)6 to 24 months [1][2]

If neither fits

Sources

  1. Lima One: rental loans. Read October 24, 2026.
  2. Lima One: rental loan detail. Read October 24, 2026.
  3. Lima One: fix and flip loans. Read October 24, 2026.
  4. Lima One: fix and flip detail. Read October 24, 2026.
  5. Lima One: new construction loans. Read October 24, 2026.
  6. Lima One: new construction detail. Read October 24, 2026.
  7. Lima One: rental portfolio loans. Read October 24, 2026.
  8. CoreVest: 30-year DSCR loans. Read October 24, 2026.
  9. CoreVest: fix and flip loans. Read October 24, 2026.
  10. CoreVest: ground-up construction loans. Read October 24, 2026.
  11. CoreVest: rental portfolio loans. Read October 24, 2026.
  12. CoreVest: FAQs. Read October 24, 2026.

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