Published terms, read October 29, 2026

Lima One Capital vs Temple View Capital: published loan terms side by side

DSCR floor: Lima One 1.00x, Temple View 0.75x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), Lima One needs at least $2,000 of rent; Temple View needs at least $1,500 of rent. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

Lima One Capital

Investor lender with offices in Greenville, South Carolina and Irvine, California, offering rental, fix-and-flip, construction and multifamily loans.

Temple View Capital

Private portfolio lender to residential real estate investors, headquartered in Bethesda, Maryland. Its footer dates Temple View Capital, LLC to 2012 and the lending entity, Temple View Capital Funding, LP, to 2016.

The differences that change a deal

Smallest DSCR loan: $85,000 at Lima One, $55,000 at Temple View.
Units on one rental loan: up to 9 at Lima One, up to 4 at Temple View.
Largest construction loan: $5 million at Lima One, $7.5 million at Temple View.
Largest flip loan: $5 million at Lima One, $6 million at Temple View.

DSCR rental loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Lima One Capital	Temple View Capital
Loan amount	$85,000 to $2,500,000	$55,000 to $2,500,000
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV
Min FICO	660	660
Min DSCR	1.00x	0.75x on long-term rentals; 1.0x on short-term rentals
Experience	Not required	Not published
Property types	Single family, 2-9 units, warrantable condos	Single family, 2-4 units, condos, townhomes, PUDs (non-owner-occupied)

Fix and flip loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Lima One Capital	Temple View Capital
Loan amount	$100,000 to $5,000,000	$75,000 to $6,000,000
Purchase	Up to 95% LTC	Up to 90% LTV
Rehab	Up to 100%	Up to 100% (rehab budget 100% funded)
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	660	Not published for rehab loans (bridge loans require 660)
Experience	One exit in the last 36 months	Not published (experience is an underwriting factor)
Term	13, 19 or 24 months	Up to 24 months

Ground-up construction loans

From each lender's own site, read October 29, 2026. Conditions for each figure are on the lender pages.
Term	Lima One Capital	Temple View Capital
Loan amount	$100,000 to $5,000,000	$200,000 to $7,500,000
Max LTC	Up to 90% LTC	Up to 90% of total cost
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	Not published	Not published
Experience	Required: ground-up (on title or as GC) or fix-and-flip	Required (program is for experienced builders and investors)
Term	19 or 24 months	12 to 24 months

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
Lima One Capital	46 states and Washington, DC. The excluded states are not listed on the pages read. [src]	LLC or similar entity required for business-purpose rental loans. [src]	Eligible for rental, fix-and-flip and construction loans, including borrowers without a US credit score. [src][src][src]
Temple View Capital	47 states. North Dakota, South Dakota and Vermont are excluded; other states may be approved by exception. Its licensing note says some services may not be available to Nevada customers. [src][src]	Business entity required. Properties must be held in an approved entity such as an LLC or corporation, not in a personal name. [src][src][src][src]	Eligible on DSCR rental loans (the DSCR page says it is now lending to foreign nationals). Not stated for the other programs. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 29, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
Lima One Capital	$85,000 to $2,500,000	Up to 80% LTV (75% cash-out)	660	1.00x	Not required	[1][2]
Temple View Capital	$55,000 to $2,500,000	Up to 80% LTV	660	0.75x on long-term rentals; 1.0x on short-term rentals	Not published	[1][2][3]

Fix and flip loans. Lender figures read October 29, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
Lima One Capital	$100,000 to $5,000,000	Up to 95% LTC	Up to 100%	Up to 75% of ARV	660	One exit in the last 36 months	13, 19 or 24 months	[1][2]
Temple View Capital	$75,000 to $6,000,000	Up to 90% LTV	Up to 100% (rehab budget 100% funded)	Up to 75% of ARV	Not published for rehab loans (bridge loans require 660)	Not published (experience is an underwriting factor)	Up to 24 months	[1][2]

If neither fits

Sources

Lima One: rental loans. Read October 24, 2026.
Lima One: rental loan detail. Read October 24, 2026.
Lima One: fix and flip loans. Read October 24, 2026.
Lima One: fix and flip detail. Read October 24, 2026.
Lima One: new construction loans. Read October 24, 2026.
Lima One: new construction detail. Read October 24, 2026.
Lima One: rental portfolio loans. Read October 24, 2026.
Temple View: DSCR loan program. Read October 29, 2026.
Temple View: Rehab (fix and flip) loans. Read October 29, 2026.
Temple View: Bridge loans. Read October 29, 2026.
Temple View: Ground up construction. Read October 29, 2026.
Temple View: FAQs. Read October 29, 2026.
Temple View: Homepage and licensing footer. Read October 29, 2026.