Published terms, read October 24, 2026

RCN Capital vs CoreVest: published loan terms side by side

DSCR floor: RCN Capital 1.00x, CoreVest 0.80x. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), RCN Capital needs at least $2,000 of rent; CoreVest needs at least $1,600 of rent. Below is everything else each one publishes on its own website, term by term.

The two lenders

RCN Capital

Investor lender offering fix-and-flip, bridge, rental, construction, portfolio and 5+ unit loans, with published tiers by experience and credit score.

CoreVest

Investor lender and a subsidiary of Redwood Trust, Inc., known for larger rental portfolio loans as well as single-property DSCR and bridge loans.

The differences that change a deal

  • Credit on rentals: RCN Capital publishes a 660 minimum, CoreVest 640. At RCN Capital, 80% LTV on a purchase needs a 700+ score; 660-679 gets up to 65%.
  • States: RCN Capital excludes Alaska, Utah and Vermont, which CoreVest does not list as excluded; CoreVest excludes Idaho, which RCN Capital does not list as excluded.
  • Flip purchase advance: up to 95% at RCN Capital, 93.5% at CoreVest.
  • Smallest DSCR loan: $70,000 at RCN Capital, $75,000 at CoreVest.
  • Largest construction loan: $2 million at RCN Capital, $7.5 million at CoreVest.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term RCN CapitalCoreVest
Loan amount $70,000 to $1,500,000$75,000 to $3,000,000+
Max LTV (purchase) Up to 80% LTV (75% cash-out)Up to 80% LTV
Min FICO 660640 (typical)
Min DSCR 1.00x0.80x
Experience Not publishedNot required
Property types 1-4 units, condos, townhomes, PUDs1-4 units, condos, townhomes

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term RCN CapitalCoreVest
Loan amount $75,000 to $2,000,000$75,000 to $3,000,000+
Purchase Up to 95% of price (100% for the top tier)Up to 93.5% LTC
Rehab Up to 100%Not published
Max ARV Up to 75% of ARVNot published
Min FICO 650Not published
Experience Not required; tiers by flips in the last 3 yearsNot required (general FAQ)
Term 12 to 18 months6 to 24 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term RCN CapitalCoreVest
Loan amount $100,000 to $2,000,000$250,000 to $7,500,000
Max LTC Up to 90% LTC (experienced tier)Not published
Max ARV Up to 75% of ARVNot published
Min FICO 650Not published
Experience Not required; tiers by projects builtNot published
Term 12 to 24 months12 to 24 months, with interest reserves

Rental portfolio (blanket) loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term RCN CapitalCoreVest
Loan amount $2,000,000 to $75,000,000+$500,000 to $50,000,000+
Max LTV Up to 70% LTVUp to 70% LTV
Min DSCR Not publishedNot published
Min FICO Not published680 or 720 on some portfolios

States and borrower rules

LenderWhere it lendsBorrowing entityForeign nationals
RCN Capital Most states. Not available in Alaska, Nevada, Utah, North Dakota, South Dakota or Vermont. [src] Loans are made to a business entity. [src] Not published
CoreVest Nationwide except Nevada, Idaho, North Dakota and South Dakota. [src] A special purpose entity (usually an LLC) is required on some programs; construction borrowers can be an LLC, corporation or LP. [src][src] Not published

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender Loan amountMax LTV (purchase)Min FICOMin DSCRExperience Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $75,000 to $2,000,000Up to 80% LTV (75% cash-out)6601.05xNot required terms
RCN Capital $70,000 to $1,500,000Up to 80% LTV (75% cash-out)6601.00xNot published [1][2]
CoreVest $75,000 to $3,000,000+Up to 80% LTV640 (typical)0.80xNot required [1][2][3]
Fix and flip loans. Lender figures read October 24, 2026.
Lender Loan amountPurchaseRehabMax ARVMin FICOExperienceTerm Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close $50,000 to $3,000,000Up to 90% of priceUp to 100%Up to 75% of ARVQuoted per loanNone required12 months; 18 months case by case terms
RCN Capital $75,000 to $2,000,000Up to 95% of price (100% for the top tier)Up to 100%Up to 75% of ARV650Not required; tiers by flips in the last 3 years12 to 18 months [1][2]
CoreVest $75,000 to $3,000,000+Up to 93.5% LTCNot publishedNot publishedNot publishedNot required (general FAQ)6 to 24 months [1][2]

If neither fits

Sources

  1. RCN Capital: loan programs. Read October 24, 2026.
  2. RCN Capital: FAQs. Read October 24, 2026.
  3. CoreVest: 30-year DSCR loans. Read October 24, 2026.
  4. CoreVest: fix and flip loans. Read October 24, 2026.
  5. CoreVest: ground-up construction loans. Read October 24, 2026.
  6. CoreVest: rental portfolio loans. Read October 24, 2026.
  7. CoreVest: FAQs. Read October 24, 2026.

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