Published terms, read October 24, 2026

RCN Capital vs Easy Street Capital: published loan terms side by side

DSCR floor: RCN Capital 1.00x, Easy Street no minimum. On a $2,000 monthly payment (principal, interest, taxes, insurance and HOA), RCN Capital needs at least $2,000 of rent; Easy Street sets no floor. Below is everything else each one publishes on its own website, term by term.

Compare with your deal All lenders compared

RCN Capital

Investor lender offering fix-and-flip, bridge, rental, construction, portfolio and 5+ unit loans, with published tiers by experience and credit score.

Easy Street Capital

Investor lender with three programs: EasyRent (DSCR), EasyFix (fix and flip) and EasyBuild (construction).

The differences that change a deal

Credit on rentals: RCN Capital publishes a 660 minimum, Easy Street 640. At RCN Capital, 80% LTV on a purchase needs a 700+ score; 660-679 gets up to 65%.
States: RCN Capital excludes Alaska, Nevada, Utah and Vermont, which Easy Street does not list as excluded.
Flip purchase advance: up to 95% at RCN Capital, 93% at Easy Street.
Smallest DSCR loan: $70,000 at RCN Capital, $100,000 at Easy Street.
Credit on flips: 650 at RCN Capital, 600 at Easy Street.
Largest DSCR loan: $1.5 million at RCN Capital, $3.5 million at Easy Street.
Units on one rental loan: up to 4 at RCN Capital, up to 10 at Easy Street.
Largest construction loan: $2 million at RCN Capital, $5 million at Easy Street.
Largest portfolio loan: $75 million at RCN Capital, $5 million at Easy Street.
Largest flip loan: $2 million at RCN Capital, $5 million at Easy Street.
Borrowing entity: RCN Capital: loans are made to a business entity. Easy Street: LLC recommended; borrowing as an individual is allowed in most states. Owners above 25% sign a full guaranty.

DSCR rental loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Easy Street Capital
Loan amount	$70,000 to $1,500,000	$100,000 to $3,500,000+
Max LTV (purchase)	Up to 80% LTV (75% cash-out)	Up to 80% LTV (75% cash-out)
Min FICO	660	640
Min DSCR	1.00x	No minimum
Experience	Not published	Not required
Property types	1-4 units, condos, townhomes, PUDs	1-10 units

Fix and flip loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Easy Street Capital
Loan amount	$75,000 to $2,000,000	$75,000 to $5,000,000+
Purchase	Up to 95% of price (100% for the top tier)	Up to 93% LTC
Rehab	Up to 100%	Not published
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	650	600
Experience	Not required; tiers by flips in the last 3 years	First-time flippers considered
Term	12 to 18 months	6 to 18 months

Ground-up construction loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Easy Street Capital
Loan amount	$100,000 to $2,000,000	$75,000 to $5,000,000+
Max LTC	Up to 90% LTC (experienced tier)	Up to 90% LTC
Max ARV	Up to 75% of ARV	Up to 75% of ARV
Min FICO	650	680
Experience	Not required; tiers by projects built	Not published
Term	12 to 24 months	9 to 24 months, with extensions

Rental portfolio (blanket) loans

From each lender's own site, read October 24, 2026. Conditions for each figure are on the lender pages.
Term	RCN Capital	Easy Street Capital
Loan amount	$2,000,000 to $75,000,000+	$225,000 to $5,000,000
Max LTV	Up to 70% LTV	Up to 80% LTV (75% cash-out)
Min DSCR	Not published	No minimum
Min FICO	Not published	640

States and borrower rules

Lender	Where it lends	Borrowing entity	Foreign nationals
RCN Capital	Most states. Not available in Alaska, Nevada, Utah, North Dakota, South Dakota or Vermont. [src]	Loans are made to a business entity. [src]	Not published
Easy Street Capital	Rental loans in every state except North Dakota and South Dakota, rural included. Flip and construction loans are not offered in Louisiana, Minnesota, North Dakota, South Dakota or some metros, including Baltimore, Chicago and Detroit. [src][src][src]	LLC recommended; borrowing as an individual is allowed in most states. Owners above 25% sign a full guaranty. [src]	Resident aliens eligible. Foreign nationals living abroad are eligible when the borrowing LLC is at least 50% owned by US citizens or green card holders. [src]

For reference: our programs next to both

Doors Funded programs are arranged by Janover Capital LLC, which is paid when they close. They are shown separately so the comparison above stays between the two lenders.

DSCR rental loans. Lender figures read October 24, 2026.
Lender	Loan amount	Max LTV (purchase)	Min FICO	Min DSCR	Experience	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$75,000 to $2,000,000	Up to 80% LTV (75% cash-out)	660	1.05x	Not required	terms
RCN Capital	$70,000 to $1,500,000	Up to 80% LTV (75% cash-out)	660	1.00x	Not published	[1][2]
Easy Street Capital	$100,000 to $3,500,000+	Up to 80% LTV (75% cash-out)	640	No minimum	Not required	[1]

Fix and flip loans. Lender figures read October 24, 2026.
Lender	Loan amount	Purchase	Rehab	Max ARV	Min FICO	Experience	Term	Source
Doors FundedOur programs, arranged by Janover Capital LLC, which is paid when they close	$50,000 to $3,000,000	Up to 90% of price	Up to 100%	Up to 75% of ARV	Quoted per loan	None required	12 months; 18 months case by case	terms
RCN Capital	$75,000 to $2,000,000	Up to 95% of price (100% for the top tier)	Up to 100%	Up to 75% of ARV	650	Not required; tiers by flips in the last 3 years	12 to 18 months	[1][2]
Easy Street Capital	$75,000 to $5,000,000+	Up to 93% LTC	Not published	Up to 75% of ARV	600	First-time flippers considered	6 to 18 months	[1]

If neither fits

Sources

RCN Capital: loan programs. Read October 24, 2026.
RCN Capital: FAQs. Read October 24, 2026.
Easy Street Capital: EasyRent DSCR loans. Read October 24, 2026.
Easy Street Capital: EasyFix fix and flip loans. Read October 24, 2026.
Easy Street Capital: EasyBuild construction loans. Read October 24, 2026.